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                    	<h3 style="color:#076324">NO HIDDEN FEES <span>>></span></h3>
                        <p>There are no hidden charges or fees – you only pay interest for the time you keep the loan. We never charge prepayment penalties, and we make it easy for you to lower the cost of your loan by paying down or paying off your loan early. Pay off your loan in 3 days - you'll only pay 3 days worth of interest… That’s it.</p>
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                    	<h3 style="color:#b32017">NO CREDIT CHECK <span>>></span></h3>
                        <p>There are no hidden charges or fees – you only pay interest for the time you keep the loan. We never charge prepayment penalties, and we make it easy for you to lower the cost of your loan by paying down or paying off your loan early. Pay off your loan in 3 days - you'll only pay 3 days worth of interest… That’s it.</p>
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                    	<h3 style="color:#f15c22">MORE BENEFITS</h3>
                        <p>You don’t have to be a perfect credit candidate for a title loan. We can help you no matter what your financial circumstance.</p>
                        <h3 style="font-size:11px"><a href="benefits.php" style="color:#f15c22">Click Here<span>>></span></a></h3>
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                    	<h3 style="color:#888888">VISIT US AT:</h3>
                    	<h2 align="center">1031 South Bluff Street<br />St. George, UT 84770</h2>
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                    <h1>FREQUENTLY ASKED QUESTIONS</h1>
                	<p class="bold">Q - Why use my vehicle to obtain a loan?</p>
                    <p>A title loan allows you to receive the cash you need now by using your vehicle as collateral. This way you keep possession and use of your vehicle as you repay your loan.</p>
                	<p class="bold">Q - What happens to my car if I get a loan?</p>
                    <p>Nothing, you keep it, you drive it while you are making your payments on your loan.</p>
                	<p class="bold">Q - Is my vehicle going to be repossessed the first time my payment is late?</p>
                    <p>No, ATM Title Loans understands life brings challenges and for that reason we are here to HELP our customers.  Simply stay in contact with one of our friendly representatives to make the necessary arrangements to bring the loan current.</p>
                	<p class="bold">Q - How can I find out how much I can borrower?</p>
                    <p>Complete the Online Application and a member of our team will be in contact with you to customize the amount in which you need.</p>
                	<p class="bold">Q - Is there an application fee or any charge to find out if I qualify for a loan?</p>
                    <p>No. There is no application fee nor are you committed to the loan until you receive the loan funds. It only takes a few minutes to apply.</p>
                	<p class="bold">Q - Can I still get a loan if I have bad credit or a recent bankruptcy?</p>
                    <p>Yes. No matter what your credit rating or past bankruptcy filings, you can be approved. The main loan decision is based on your vehicle value. Bankruptcy must be discharged.</p>
                	<p class="bold">Q - Do I have to have a clear title in my name to get a loan?</p>
                    <p>Your title must be free and clear of all other liens (unless you are asking us to pay off your current title loan with a loan from us) and the title and registration must be in your name.</p>
                	<p class="bold">Q - Do I have to be employed?</p>
                    <p>No, employment is not required but you must have some proof of  income in order to repay the loan.</p>
                	<p class="bold">Q - Are there prepayment penalties or other fees when paying off my loan early?</p>
                    <p>No, there are no prepayment penalties or other fees. If you decide to pay off early you will only pay interest up to your pay off date.</p>
                	<p class="bold">Q - What happens if I’m late on my payment or don’t make my payments altogether?</p>
                    <p>Remember at ATM Title Loans we are here to HELP you.  If you think you might be late on a payment, contact us so we will be able to make the necessary arrangements for  your next due date. . If payment is not made or you are non–responsive to our notices, vehicle repossession could occur. If this action must be taken, you will be charged for collection, repossession, vehicle sale and late fees. We will always give you 10 days after repossession to get your vehicle back by paying off your loan plus fees. Also before repossession occurs, you have the option to sell your vehicle to another party, pay off your account, and then keep the excess proceeds from the sale.</p>
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