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$title = 'How Getting a Title Loan Works'; 
$body_id = 'works'; //CHOOSE: index, works, benefit, faqs, or apply
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                    	<h3 style="color:#076324">NO HIDDEN FEES <span>>></span></h3>
                        <p>There are no hidden charges or fees – you only pay interest for the time you keep the loan. We never charge prepayment penalties, and we make it easy for you to lower the cost of your loan by paying down or paying off your loan early. Pay off your loan in 3 days - you'll only pay 3 days worth of interest… That’s it.</p>
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                    	<h3 style="color:#b32017">NO CREDIT CHECK <span>>></span></h3>
                        <p>There are no hidden charges or fees – you only pay interest for the time you keep the loan. We never charge prepayment penalties, and we make it easy for you to lower the cost of your loan by paying down or paying off your loan early. Pay off your loan in 3 days - you'll only pay 3 days worth of interest… That’s it.</p>
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                    	<h3 style="color:#f15c22">MORE QUESTIONS?</h3>
                        <p>What happens to my car if I get a loan?<br />
                        Do I have to be employed?<br />
                        How much can I borrow?</p>

                        <p>Get answers to all your questions about Title Loans on our FAQ page.</p>
                        <h3 style="font-size:11px"><a href="faqs.php" style="color:#f15c22">Click Here<span>>></span></a></h3>
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                    	<h3 style="color:#888888">VISIT US AT:</h3>
                    	<h2 align="center">1031 South Bluff Street<br />St. George, UT 84770</h2>
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                    <h1>How it Works</h1>
                    <h4>With ATM Title Loans, the steps are EASY!</h4>
                	<p class="bold">1 - Click “Apply Now” and complete the customer information:</p>
                    <p>Don’t worry, there is no application fee with ATM Title Loans and your information is kept private and secured.</p>
                	<p class="bold">2 - Tell us how much you need.</p>
                    <p>An ATM Title Loans representative will be calling you shortly after the application is submitted.  We will be going over your information as well as customizing the amount you need during your time as a customer with ATM Title Loans.</p>
                	<p class="bold">3 - Come On Down to the Office and Sign Papers</p>
                    <p>Make sure you are driving your vehicle so we can take a picture and you can complete the title loan process.</p>
                	<p class="bold">4 - Leave with Your Vehicle and Cash in Hand.</p>
                    <p>Once everything is authorized, you will leave ATM Title Loans with your vehicle and a check in hand.</p>
                	<p class="bold">5 - Pay Off Title Loan Anytime with NO HIDDEN FEES!</p>
                    <p>You are simply responsible for the interest accrued each month to keep the loan active; however, you can pay off some or all of your loan at any time with NO HIDDEN FEES and save finance charges!</p>
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