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<title>5StarToolkit.com | Terms &amp; Conditions</title>
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      <div><a href="http://5StarToolkit.com/index.html"><img src="images/header.jpg" width="749" border="0" height="93"></a></div>
     <h1>Terms &amp; Conditions</h1>
      <span style="font-size:14px;">Thank you for visiting the www.5StarToolkit.com website 
("Website"). The Site is owned and operated by 5StarToolkit.com  835
 W. Warner Road Suite 101-469 Gilbert, AZ 85233  
("5StarToolkit.com," "we" or "us").
      You agree to the following Website Terms and Conditions ("Terms 
and Conditions"),
      in their entirety, when you: (1) access or use the Website; (2) 
submit an application to become a 5StarToolkit.com member
      ("Member" or "Membership"); and/or (3) purchase products or 
services offered on our Website ( "Online Products").
      
      These Terms and Conditions, the 5StarToolkit.com Privacy 
Policy ("Privacy Policy") and any and all other applicable grant 
kitoperating rules,
      policies, price schedules and other supplemental terms and 
conditions or documents that may be published from
      time to time, are expressly incorporated herein by reference 
(collectively, the "Agreement").
      
      In addition, you must comply with all applicable laws when using 
the Website or Online Products.
      Please review the Agreement carefully. If you do not agree to the 
terms and conditions contained within the Agreement
      in its entirety, you are not authorized to use the Website in any 
manner or form whatsoever. <br>
      <br>
      <u>1. Acceptance of Agreement.</u> You agree to the terms and 
conditions outlined in the Agreement with
      respect to your use of the Website including, but not limited to, 
your submission of applications
      to become a Member and/or your purchase of Online Products. The 
Agreement constitutes the entire
      and only agreement between you and grant kit with respect to your 
use of the Website and supersedes
      all prior or contemporaneous agreements, representations, 
warranties and/or understandings with respect
      to your use of the Website, the content contained therein and/or 
the analyses, research, opinions and
      other information provided by or through the Website. grant kit 
may change the Agreement, in whole or
      in part, at any time without specific notice to you. The latest 
Agreement will be posted on the Website.
      
      Your continued use of the Website following posted notice 
constitutes your acceptance of all of the terms
      and conditions contained within the Agreement in effect at that 
time. Therefore, you should regularly
      check this page for updates and/or changes. Unless explicitly 
stated otherwise, any future offer(s) or
      product(s) made available to you on the Website that augment(s) or
 otherwise enhance(s) the current
      features of the Website shall be subject to the Agreement. You 
understand and agree that grant kitis not responsible or liable in any 
manner whatsoever for your inability to use the Website and/or
      obtain any Online Products. <br>
      <br>
      <u>2. Requirements.</u> The Website, Membership and/or the Online 
Products offered are available only to
      individuals in Canada, the US and the UK, that are at least 
eighteen (18) years of age and that can enter into legally binding
      contracts under applicable law. <br>
      <br>
      <u>3. Application Process.</u> In order to obtain Online Products and/or become a Member, you must
      first submit the applicable application form ("Application") on 5StarToolkit.com to us for review and
      initial approval. grant kit reserves the right, in its sole discretion, to deny the
      Application of anyone at any time and for any reason, whatsoever. The registration data that
      you must supply on the Website in order to obtain Online Products may include, without limitation:
      (a) your full name; (b) mailing address; (c) e-mail address; (d) phone number; (e) credit card
      information; and/or (k) any other information requested by us on the applicable form (collectively, "Registration Data").
      You agree to provide true, accurate, current and complete Registration Data, as necessary, in order
      to maintain it in up to date and accurate fashion. grant kit will verify and approve all Applications
      in accordance with its standard verification procedures.
      
      If your information later changes, it is your obligations to update that information with us. <br>
      <br>
      <u>4. Copyright and Trademarks.</u> "5StarToolkit.com" and all logos, page headers, custom graphics and icons
      are trademarks and/or service marks owned by grant kit. All other trademarks, product names,
      company names and logos appearing on the Website are the property of their respective owners.
      The Website contains information, data, software, photographs, graphics, videos, text, images, typefaces,
      sounds and other material (collectively "Content") that are protected by copyrights, trademarks or
      other proprietary rights, and these rights are valid and protected in all forms, media and technologies
      existing now or developed in the future. All Content is copyrighted as a collective work under the United
      States copyright laws, and grant kit owns a copyright in the selection, coordination,
      arrangement and enhancement of such Content. All rights to such Content are reserved to their respective
      copyright owners. Except as permitted by the fair use privilege under United States copyright laws
      (see e.g. 17 U.S.C. Section 107), you may not upload, post, reproduce or distribute in any way Content
      protected by copyright, or other proprietary right, without obtaining permission of the owner of the
      copyright or other proprietary right. Any other use of the Content available on our Website, including
      reproduction for purposes other than as noted above, modification, distribution, replication, commercial
      or other use, without our prior written permission, is strictly prohibited. <br>
      <br>
      <u>5. Orders/Billing.</u> In consideration for the Online Products you receive on 5StarToolkit.com, you agree
      to pay the Fees (as defined below). You shall have the choice to pay the Fees via the credit card or
      debit card that you provide as part of your Application or update as a later date ("Active Credit Card").
      Your card will be charged a processing fee of $2.97 to start; <br>
      <br>
      <u>Offer Details.</u> Clicking the buy button will activate your 
trial  membership on 5StarToolkit.com. To activate your trial 
membership to  5StarToolkit.com your card will be charged $2.97. You
 will receive  access to our grant package for 3-days to evaluate the 
product. If you  are happy, do nothing and you will be charged 
$57.61(USD) every thirty  days for uninterrupted access to the latest 
content. There are no  obligations; You can cancel at any time by 
contacting our Customer Care  Department via phone at 1-877-374-0182 
within the day period to cancel or  emailing us <a href="mailto:atsupport@5StarToolkit.com">atsupport@5StarToolkit.com</a>
 and providing detailed information to enable us to process your  
request, and you will not be charged. You hereby authorize Grant Kit to 
 charge your Active Credit Card all fees associated with  
5StarToolkit.com. Customers can contact our customer support for any
  questions or problems with using or accessing the product. However, as
  the product only includes information and resources we are not able to
  guarantee any specific result or outcome. You agree to be bound by 
these  pricing and billing practices of grant kit in effect at the time 
of  purchase. For refund requests please contact customer support by 
either  phone or email. All refunds will be processed within 48 hours, 
however  it may take up to 10 days for the credit to appear on your 
account.<br>
      <br>
      <u>6. Cancellation of Membership.</u> You may cancel your 
Membership at any time if you are
      not completely satisfied with 5StarToolkit.com. To cancel your
 Membership, you must contact our customer services by doing one of the 
following (i) contacting us via telephone at  1-877-374-0182 or (ii) 
emailing us at <a href="mailto:support@5StarToolkit.com">support@5StarToolkit.com</a> and providing detailed information to enable us to process your request. .
      Please have your e-mail address and other Registration Data available for efficient processing of your
      cancellation order. You understand and agree that cancellation of your
      Membership is your sole right and remedy with respect to any dispute with grant kit. Upon any termination
      and/or cancellation of the Membership, your license grant, as set forth in Section 7 hereinbelow remains
      active until the end of your paid term, but will be terminated immediately thereafter. <br>
      <br>
      <u>7. License Grant.</u> As a user of the Website, you are granted a non-exclusive, non-transferable, revocable
      and limited license to access and use the Website. grant kit may terminate this license at any time for
      any reason. Unless otherwise expressly authorized by us, as a visitor to the Website, you may only
      use the Website and its Content for your own personal, non-commercial use. No part of the Website including,
      but not limited to, the Content, may be reproduced in any form or incorporated into any information retrieval
      system, electronic or mechanical. You may not use, copy, emulate, clone, rent, lease, sell, modify,
      decompile, disassemble, reverse engineer or transfer the Website, Content, and/or any portion thereof.
      You may not create any "derivative works" by altering any aspect of the Website or its Content.
      You may not use the Website and its Content in conjunction with any other third-party content. You may
      not exploit any aspect of the Website and its Content for any commercial purposes not expressly permitted
      by grant kit. We reserve any rights not explicitly granted in the Agreement. You may not use
      any device, software or routine to interfere or attempt to interfere with the proper working of the Website
      or exceed your permitted access.
      You may not take any action that imposes an unreasonable or disproportionately large load on the Website infrastructure. <br>
      <br>
      <u>8. Indemnification.</u> You agree to indemnify and hold grant kit, its parents and subsidiaries, and each
      of their respective members, officers, directors, employees, agents, co-branders, content licensors
      and/or other partners, harmless from and against any and all claims, expenses (including reasonable attorneys' fees),
      damages, suits, costs, demands and/or judgments whatsoever, made by any third party due to or arising out of:
      (a) your use of the Website;
      (b) the subsequent use by you of information obtained through the Website;
      (b) your breach of the Agreement; and/or
      (d) your violation of any rights of
      another individual and/or entity or applicable law. The provisions of this paragraph are for the benefit of grant kit, its
      parents, subsidiaries and/or affiliates, and each of their respective officers, directors, members, employees,
      agents, shareholders, licensors, suppliers and/or attorneys. Each of these individuals and entities shall have
      the right to assert and enforce these provisions directly against you on its own behalf. <br>
      <br>
      <u>9. Disclaimer of Warranties.</u> THE WEBSITE, THE ONLINE 
PRODUCTS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES
      OFFERED ON THE WEBSITE ARE PROVIDED TO YOU ON AN "AS IS" AND "AS 
AVAILABLE" BASIS AND ALL WARRANTIES,
      EXPRESS AND IMPLIED, ARE DISCLAIMED TO THE FULLEST EXTENT 
PERMISSIBLE PURSUANT TO APPLICABLE LAW
      (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER OF ANY WARRANTIES 
OF MERCHANTABILITY, NON-INFRINGEMENT
      OF INTELLECTUAL PROPERTY COURSE OF DEALING AND/OR FITNESS FOR A 
PARTICULAR PURPOSE). IN PARTICULAR, BUT NOT AS A
      LIMITATION THEREOF, grant kit MAKES NO WARRANTY THAT THE WEBSITE, 
THE ONLINE PRODUCTS AND/OR
      ANY OTHER PRODUCTS AND/OR SERVICES OFFERED ON THE WEBSITE: (A) 
WILL MEET YOUR REQUIREMENTS; (B)
      WILL BE ACCURATE OR RELIABLE; (C) WILL BE AVAILABLE AND ACCESSIBLE
 AT ALL TIMES. AN AVERAGE MONTHLY AVAILABILITY OF 99.5% OR MORE, 
EXCLUDING REGULAR AND/OR SCHEDULED MAINTENANCE IS CONSIDERED ACCEPTABLE.
 FURTHER, NO WARRANTY CAN BE MADE TO ANY CONTENT AND/OR WEB LINKS 
PROVIDED BY THIRD PARTIES. THE WEBSITE, THE ONLINE PRODUCTS AND/OR ANY 
OTHER PRODUCTS AND/OR
      SERVICES OFFERED ON THE WEBSITE MAY CONTAIN BUGS, ERRORS, PROBLEMS
 OR OTHER LIMITATIONS.
      grant kit WILL NOT BE LIABLE FOR THE AVAILABILITY OF THE 
UNDERLYING INTERNET CONNECTION
      ASSOCIATED WITH THE WEBSITE. NO ADVICE OR INFORMATION, WHETHER 
ORAL OR WRITTEN, OBTAINED
      BY YOU FROM grant kit OR OTHERWISE THROUGH OR FROM THE WEBSITE, 
SHALL CREATE ANY WARRANTY
      NOT EXPRESSLY STATED IN THE AGREEMENT. <br>
      <br>
      <u>10. Limitation of Liability.</u> YOU EXPRESSLY UNDERSTAND AND 
AGREE THAT grant kit SHALL
      NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, 
INCIDENTAL, SPECIAL,
      CONSEQUENTIAL AND/OR EXEMPLARY DAMAGES INCLUDING, BUT NOT LIMITED 
TO, DAMAGES FOR LOSS
      OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN 
IF grant kit HAS BEEN
      ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), OR DIRECT DAMAGES IN 
EXCESS OF THE AMOUNT PAID BY YOU FOR THE ONLINE PRODUCTS,
      TO THE FULLEST EXTENT PERMISSIBLE BY LAW FOR:
      (A) THE USE OR THE INABILITY TO USE THE WEBSITE, THE ONLINE 
PRODUCTS AND/OR ANY OTHER PRODUCTS
      AND/OR SERVICES OFFERED ON THE WEBSITE; (Bi) THE COST OF 
PROCUREMENT OF SUBSTITUTE GOODS AND
      SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION, CONTENT 
AND/OR ANY OTHER PRODUCTS
      PURCHASED OR OBTAINED FROM OR THROUGH THE WEBSITE; (C) THE 
UNAUTHORIZED ACCESS TO, OR ALTERATION OF,
      YOUR REGISTRATION DATA AND/OR VERIFIED PROFILE; (D) ANY OTHER 
MATTER RELATING TO THE WEBSITE, THE
      ONLINE PRODUCTS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES OFFERED 
ON THE WEBSITE. THIS LIMITATION
      APPLIES TO ALL CAUSES OF ACTION, IN THE AGGREGATE INCLUDING, BUT 
NOT LIMITED TO, BREACH OF CONTRACT,
      BREACH OF WARRANTY, NEGLIGENCE, STRICT LIABILITY, 
MISREPRESENTATION AND ANY AND ALL OTHER TORTS.
      YOU HEREBY RELEASE grant kit FROM ANY AND ALL OBLIGATIONS, 
LIABILITIES AND CLAIMS IN EXCESS OF THE
      LIMITATIONS STATED HEREIN. IF APPLICABLE LAW DOES NOT PERMIT SUCH 
LIMITATION, THE MAXIMUM LIABILITY
      OF grant kit TO YOU UNDER ANY AND ALL CIRCUMSTANCES WILL BE FIVE 
HUNDRED ($500) DOLLARS. NO ACTION,
      REGARDLESS OF FORM, ARISING OUT OF YOUR USE OF THE WEBSITE, THE 
ONLINE PRODUCTS AND/OR ANY OTHER
      PRODUCTS AND/OR SERVICES OFFERED ON THE WEBSITE MAY BE BROUGHT BY 
YOU OR grant kit MORE THAN ONE
      (1) YEAR FOLLOWING THE EVENT WHICH GAVE RISE TO THE CAUSE OF 
ACTION. THE NEGATION OF DAMAGES SET FORTH
      ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN
 YOU AND grant kit. ACCESS TO THE
      WEBSITE AND/OR THE ONLINE PRODUCTS WOULD NOT BE PROVIDED TO YOU 
WITHOUT SUCH LIMITATIONS. SOME
      JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS ON LIABILITY AND IN
 SUCH JURISDICTIONS grant kitLIABILITY SHALL BE LIMITED TO THE MAXIMUM 
EXTENT PERMITTED BY LAW. <br>
      <br>
      <u>11. Third Party Websites.</u> The Website contains links to 
other websites on the Internet and sells products that are owned
      and operated by third parties. grant kit does not control the 
information, products or services
      available on these third party websites. The inclusion of any link
 does not imply endorsement by
      grant kit of the applicable website or any association with the 
website's operators. Because grant kithas no control over such websites 
and resources, you agree that grant kit is not responsible or
      liable for the availability or the operation of such external 
websites, for any material located on
      or available from any such websites or for the protection of your 
data by third parties.
      Any dealings with, or participation in promotions offered by, 
advertisers on the Website, including
      the payment and delivery of related goods or services, and any 
other terms, conditions, warranties
      or representations associated with such dealings or promotions, 
are solely between you and the applicable
      advertiser or other third party. You further agree that grant kit 
shall not be responsible or liable,
      directly or indirectly, for any loss or damage caused by the use 
of or reliance on any such material
      available on or through any such site or any such dealings or 
promotions. <br>
      <br>
      12. Miscellaneous. The laws of Georgia shall govern this Agreement.
      YOU HEREBY EXPRESSLY CONSENT TO EXCLUSIVE JURISDICTION AND VENUE IN THE COURTS LOCATED IN
      GEORGIA FOR ALL MATTERS ARISING IN CONNECTION WITH THIS AGREEMENT OR YOUR ACCESS OR USE OF
      THE WEBSITE OR ONLINE PRODUCTS.
      
      Each claim shall be adjudicated individually, and you agree not to combine your
      claim with the claim of any third party. grant kit failure to enforce any provision of the
      Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision.
      The parties do not intend that any agency or partnership relationship be created through operation of the
      Agreement. If any part of this Agreement shall be held or declared to be invalid or unenforceable for
      any reason by any court of competent jurisdiction, such provision shall be ineffective but shall
      not affect any other part of this Agreement. <br>
      <br>
      <u>13. How to Contact Us.</u> If you have any questions about the Agreement or about
      the practices of grant kit, please feel free to email our support department at <a href="mailto:support@5StarToolkit.com">support@5StarToolkit.com</a> or call us at  1-877-374-0182    (U.S.).
      </span>
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