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<title>Enrollment Agreement</title>
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<p id="usbfs_address_info">P.O. Box 912140 | St. George, UT 84791<br />
Toll free: (800) 858-1052 | Direct: (435) 673-6362 | Fax: (801) 880-6195 | support@usbusinessfundingsolutions.com</p>
<p style="font-size:12pt">058-00321-00080</p> </div>
<div class="size center">
<div id="ClientInfo" class="roundBox all client_info" style="background-color:#eaeaea">
<h1>Client Information</h1>
<div class="clear"></div>
<table class="info" style="width:100%">
<tr>
<td class="light">Name</td>
<td class="dark">Beth Smith</td>
</tr>
<tr>
<td class="light">Street Address</td>
<td class="dark">11339 E Paula St</td>
</tr>
<tr>
<td class="light">City, State, Zip</td>
<td class="dark">Saint Amant, LA, 70774</td>
</tr>
<tr>
<td class="light">Email Address</td>
<td class="dark">theblindlady2010@yahoo.com</td>
</tr>
<tr>
<td class="light">Phone</td>
<td class="dark">225-362-7106</td>
</tr>
<tr>
<td colspan="2"><div class="clear"></div></td>
</tr>
<tr>
<td colspan="2"><div class="clear"></div></td>
</tr>
<tr>
<td class="light">Date of Contract</td>
<td class="dark">02/13/2016</td>
</tr>
<tr>
<td class="light">Contract Number</td>
<td class="dark">058-00321-00080</td>
</tr>
</table>
</div><div style="clear:both"></div><div id="Acknowledgements" class="c_funding f_funding roundBox" style="background-color:#c0e6f0;">
<h1>Acknowledgements</h1>
<p>By entering into and signing this Funding Service Agreement, I understand the following:</p>
<blockquote>
<div style="float:right;">
<p style="margin:0px;"><span class="light">Total Cost of Program:</span> <span class="dark" style="margin:0 20px 10px 0">$4,000.00</span></p>
</div>
<div class="acknowledgements_header"><input type="checkbox" class="must_check" title="I understand this section" /><strong>COST OF PROGRAM</strong></div>
<div style="clear:both;"></div>
<p>As soon as you have electronically signed this Funding Service Agreement being submitted to you online, you will be granted instant access to the proprietary information and materials contained in the Funding Service Coaching Program. In addition to any right to otherwise revoke an offer, you, the purchaser, may cancel this sale up to midnight of the third business day after the receipt of the merchandise or premium, whichever is later by writing us at our company address, P.O. Box 912140, St. George, UT 84770 AND by emailing us at support@usbusinessfundingsolutions.com. After that period, all sales are final.</p>
<div class="acknowledgements_header"><input type="checkbox" class="must_check" title="I understand this section" /><strong>OVERVIEW OF COACHING PROGRAM</strong></div>
<p>The Funding Service Coaching Program is a one-on-one coaching program in which a personal funding coach, who is an independent contractor, teaches me effective ways of researching and applying for funding for things such as business start-up and expansion; real estate restoration and preservation; non-profit organizations; first-time homebuyers; education; food, nutrition, housing, health care and/or energy saving projects; social, environmental, and/or community development and improvement projects; disaster preservation and relief, and for the arts, music, and writing through, but not limited to, government grants, private donors, foundation grants, sponsorships by non-profit organizations and/or corporations, loans, private monies, angel investors and/or venture capital, depending on my specific needs. </p>
<div class="acknowledgements_header"><input type="checkbox" class="must_check" title="I understand this section" /><strong>COMPUTER & INTERNET SKILLS</strong></div>
<p>Because the majority of the applications are available online, I acknowledge and attest that I have basic computer skills and can click links, access email and attachments and have a basic working knowledge of Microsoft Office programs, or have assigned a designee, known to the Admissions Director, to perform these services for me.</p>
<div class="acknowledgements_header"><input type="checkbox" class="must_check" title="I understand this section" /><strong>MENTAL & PHYSICAL ABILITY</strong></div>
<p>I attest that I have the mental and physical ability to complete all assignments given to me during the coaching program.</p>
<div class="acknowledgements_header"><input type="checkbox" class="must_check" title="I understand this section" /><strong>BUSINESS PLAN</strong></div>
<p>I will be assigned a business plan writer who will take the information I provide, through an online template, and construct a customized business plan for me. My business plan writer will work with me to bolster sections of the plan, if warranted. Upon its completion, if my business plan needs any revisions, they will revise my plan up to two times. If I have additional changes after the two formal reviews, I will have the ability to email them with questions as to how I might change it myself. If my business idea changes and I need a new business plan, I will need to purchase another business plan from my admissions director. I also understand that the business plan writer will deliver the final business plan in both Microsoft Word and PDF Formats.</p>
<div class="acknowledgements_header"><input type="checkbox" class="must_check" title="I understand this section" /><strong>RESEARCH</strong></div>
<p>My funding coach will locate applicable funding applications and opportunities for me based on categories of funding I choose, in addition to other information I give him/her online. My coach will research traditional grants, matching grants, sponsorship grants, grant incentive programs, tax-credits, reimbursements, loans and other types of funding that may suit my needs. In order to view any opportunities my coach has located for me, I will need to login to the website and view the "Research" page. </p>
<p>Even though all funding opportunities located by my coach are based on categories applicable to my project, the exact criteria of each specific opportunity may not fit my profile or my project once I start the application process, depending on the application guidelines. When this happens my coach will continue to research and locate funding opportunities for me for 24 months.</p>
<div class="acknowledgements_header"><input type="checkbox" class="must_check" title="I understand this section" /><strong>COMMUNICATION WITH COACH</strong></div>
<p>I will have unlimited access to my funding coach through phone and email. Even though I am able to contact my coach as much and as often as needed, I understand that in order to get a quicker response, I should email him/her. For more depth phone conversations, I need to set a formal appointment.</p>
<div class="acknowledgements_header"><input type="checkbox" class="must_check" title="I understand this section" /><strong>APPLICATION AND PROPOSAL PROCESS</strong></div>
<p>My coach will be available to help me with any and all funding applications and proposals necessary to complete my funding goals. I will be responsible for filling out and completing the applications, including, but not limited to, the official submission of applications, but will be assisted by my coach if needed. My coach will review any applications I submit to him/her for format accuracy and/or editing such as spelling, punctuation, phrasing errors and continuity of thought. My coach will maintain the highest level of client confidentiality, subject only to disclosures required by law. </p>
<div class="acknowledgements_header"><input type="checkbox" class="must_check" title="I understand this section" /><strong>FUNDING GUARANTEES AND TIME FRAMES</strong></div>
<p>My involvement with the Coaching Program does not ensure or guarantee that I will receive funding of any kind. In addition, US Business Funding Solutions cannot predict or suggest time frames for receiving funding. I understand and agree that the value I will derive from the products and/or services I will receive will be in direct proportion to the level of effort I put forth, my personal level of desire to complete my funding goals, and my willingness to put into action the steps my coach outlines for me.</p>
<div class="acknowledgements_header"><input type="checkbox" class="must_check" title="I understand this section" /><strong>COACHING SERVICE GUARANTEE</strong></div>
<p>This Agreement shall serve as a written service guarantee that my coach will continue to research funding sources and to assist me through every funding application and proposal I need for 24 months. </p>
<div class="acknowledgements_header"><input type="checkbox" class="must_check" title="I understand this section" /><strong>I FURTHER ACKNOWLEDGE THE FOLLOWING</strong></div>
<ol>
<li>I am comfortable with my conversation with the Admissions Director and attest that I am entering into this Agreement without duress from any representative of US Business Funding Solutions.</li>
<li>I understand the financial commitment I am making today and confirm that my financial obligations will not prevent or inhibit my participation in this program.</li>
<li>To the best of my knowledge and in good faith, there are no foreseeable circumstances that would inhibit me from participating in this coaching program.</li>
<li>My partner supports me in my decision to participate in the coaching program. If I am unable to complete the coaching program for any reason, my partner (if applicable) agrees to work with my coach and continue to seek the funding I am needing.</li>
<li>I attest that no claims of future earnings have been presented to me.</li>
<li>I understand that any communication with my coach, business plan writer (if applicable), and/or representative of US Business Funding Solutions may be monitored or recorded for quality assurance purposes.</li>
<li>If my funding idea needs changed for any reason or I choose to relocate and am required to put my project on hold for some time, I can do so for up to six (6) months. My coach will work with me and resume coaching whenever I am ready during that six (6) month period. He/she will be very flexible with me as I work through unforeseen circumstances that might interrupt my funding proposal timeline. </li>
<li>If, during the course of the coaching program, I acquire a physical condition, which temporarily disables me to the point that I cannot complete the work or assignments given to me by my coach, he/she will put my coaching on hold indefinitely until I am physically able to continue the work. If, however, I become mentally or emotionally incompetent to complete the coaching program, I will be canceled out of the program and refunded the difference between the total cost of the program and the products and services used to date after I have submitted a certified letter from my doctor stating that I am mentally or emotionally unable to continue working with my funding coach to US Business Funding Solutions' Customer Service Department.</li>
</ol>
<blockquote>
</div><div id="RetailInstallmentAgreement" class="f_funding roundBox" style="background-color:#f4e9c6">
<h1>Retail Investment Agreement</h1>
<div class="colLeft">
<p>ON THE TERMS AND CONDITIONS HEREINAFTER CONTAINED, THE UNDERSIGNED BUYER AGREES TO BUY AND THE UNDERSIGNED AGREES TO SELL THE FOLLOWING GOODS OR SERVICES:</p>
<p>DESCRIPTION: COACHING PROGRAM</p>
<p>SELLER: US Business Funding Solutions, P.O. Box 912140, St. George, UT 84791</p>
<p>PURCHASE PRICE: $4,000.00 payable in accordance with the statements of disclosure.</p>
<p>DOWNPAYMENT: $2,500.00 payable in accordance with the statements of disclosure.</p>
<p>PAYMENT: Buyer's payments hereunder shall be in equal consecutive monthly installments commencing on the 15th day of the first month after execution of this agreement and continuing as set forth thereafter until paid in full. Interest on the unpaid balance shall be payable both prior to and after maturity. Should the buyer default in the payment of any installment, Seller may at its option declare the unpaid total of payments (less any unearned finance charge) to be immediately due and payable without demand or notice.</p>
<p class="bold">CANCELLATION: As soon as you have signed the paperwork online, you will be granted instant access to the materials. You may cancel this agreement prior to midnight of the third business day from the date you receive the materials online by contacting the Admissions Director at 800-858-1052 and by emailing us at support@usbusinessfundingsolutions.com. After that date, all sales are final.</p>
</div>
<div class="colRight">
<p>NOTICE: Any holder of this installment contract is subject to all claims and defenses which the debtor could assert against Seller of the goods or services obtained pursuant hereto or with the proceeds hereof. Recovery hereunder by the debtor shall not exceed amounts paid by the debtor hereunder. This instrument contains all of the agreements, understandings, representations, conditions, warranties and covenants between the parties and correctly set forth all of their rights, duties, and obligations to each other. Unless set forth herein, all prior agreements, negotiations or representations concerning its subject matter, not expressly set forth herein are of no force or effect. Any modifications, addition or alteration shall be in writing and signed by both parties. Should any term be invalid or unenforceable, the remaining terms shall be unaffected by such finding.</p>
<p>NOTICE TO BUYER: "DO NOT SIGN THIS CONTRACT BEFORE YOU READ IT OR IF IT CONTAINS ANY BLANK SPACES. YOU ARE ENTITLED TO A COPY OF THE CONTRACT YOU SIGN. UNDER THE LAW YOU HAVE THE RIGHT TO PAY OFF IN ADVANCE THE FULL AMOUNT DUE AND UNDER CERTAIN CONDITIONS MAY OBTAIN A PARTIAL REFUND OF THE FINANCE CHARGE. KEEP THIS CONTRACT TO PROTECT YOUR LEGAL RIGHTS."</p>
<p>Buyer acknowledges that he/she has received a filled-in, signed copy of this agreement and of each and every other document he or she has signed.</p>
</div>
<div style="clear:both;"></div>
<div class="colLeft">
<p>DELIVERY: The goods or services hereinafter described shall be delivered to the buyer on or before 02/27/2016.</p>
<div class="center">
<br /><span class="bold">FEDERAL TRUTH IN LENDING DISCLOSURE</span><br />
(Statement of Disclosure)<br /><br />
<table class="paymentBox" id="totalcost">
<tr>
<th width="20%">ANNUAL PERCENT-AGE RATE</td>
<th width="20%">FINANCE CHARGE (LINE 4)</td>
<th width="20%">AMOUNT FINANCED (LINE 3)</td>
<th width="20%">TOTAL OF PAYMENTS (LINE 5)</td>
<th width="20%">TOTAL SALE PRICE (LINE 1&4)</td>
</tr>
<tr>
<td class="italic" valign="top">The cost of your credit as a yearly rate</td>
<td class="italic" valign="top">The dollar amount the credit will cost you</td>
<td class="italic" valign="top">The amount of credit provided to you on your behalf</td>
<td class="italic" valign="top">The amount you will have paid after you have made all payments as scheduled</td>
<td class="italic" valign="top">The total cost of your purchase on credit including your down payment of</td>
</tr>
<tr>
<td class="foot">0.00%</td>
<td class="foot">$0.00</td>
<td class="foot">$1,500.00</td>
<td class="foot">$1,500.00</td>
<td class="foot">$4,000.00</td>
</tr>
</table>
<p class="bold">PAYMENT SCHEDULE</p>
<table class="paymentBox" id="schedule">
<tr>
<th>Number of Payments</td>
<th>Amount of Payment</td>
<th>Date 1st Payment Due</td>
</tr>
<tr>
<td class="foot">15</td>
<td class="foot">$100.00</td>
<td class="foot">12/31/1969</td>
</tr>
</table>
</div>
<p>CREDIT LIFE INSURANCE & credit disability insurance is not required to obtain credit and is not provided.</p>
<p>SECURITY: This debt is unsecured.</p>
<p>LATE CHARGE: If a payment is more than (10) days late, you will be charged $5.00 or 5% of the payment, whichever is less, with a minimum charge of $1.00.</p>
<p>PREPAYMENT: If you payoff early, you will not have to pay a penalty and you may be entitled to a refund of part of the finance charge, if any and such refund is equal to or greater than $1.00.</p>
<div class="center">
<table class="paymentBox" id="prepayment">
<tr>
<th colspan="2" style="text-align:left;">Prepayment in full shall entitle buyer to a partial refund of the finance charge, if any, if computed in accordance with the rule of 78 if such refund is $1.00 or more.</td>
</tr>
<tr>
<td style="text-align:left;font-style:normal;">1. Cash Price (total cash price)</td>
<td class="data">$4,000.00</td>
</tr>
<tr>
<td style="text-align:left;font-style:normal;">2. Less Downpayment</td>
<td class="data">$2,500.00</td>
</tr>
<tr>
<td style="text-align:left;font-style:normal;">3. Amount Financed</td>
<td class="data">$1,500.00</td>
</tr>
<tr>
<td style="text-align:left;font-style:normal;">4. Finance Charge</td>
<td class="data">$0.00</td>
</tr>
<tr>
<td style="text-align:left;font-style:normal;">5. Total of Payments (3 & 4)</td>
<td class="data">$1,500.00</td>
</tr>
</table>
</div>
<p>Waiver of any default by the Seller shall not operate as a waiver of future defaults. Should the buyer default in the payment of any installment hereunder, Buyer shall pay to Seller all actual and reasonable costs of collection and/or suit including reasonable Attorney fees and disbursements. Buyer will pay to the Seller a $10.00 charge (or such greater amount as is permitted under applicable law) for every dishonored check or other instrument.</p>
</div>
<div class="colRight">
<p>I HEREBY ACKNOWLEDGE that I am over the age of eighteen (18) years, and that all of the information set forth in this Retail installment Contract is true, accurate and full and complete disclosure thereof. I HEREBY authorize any holder of this Retail Installment Contract or any person, firm or corporation requested to extend credit thereunder, (including any employee or agent of any of them,) to communicate with any person, firm or corporation including my employer in respect of my creditworthiness.</p>
<p>IN THE EVENT that credit is extended to me in respect of my Retail Installment Contract, I hereby authorize any holder thereof, the creditor, any attorney, debt collector or collection agency, (their agents or employees), to communicate with any person, firm or corporation, (including my employer), in respect of such debt.</p>
<p>I FURTHER AUTHORIZE any holder of the Retail Installment Contract, the creditor thereof, any attorney, debt collector or collection agency communicating any and all information concerning this application or debt to any credit reporting agency or other creditor. I FURTHER ACKNOWLEDGE AND AGREE, that I will notify the creditor or prospective creditor in writing of any change in my name, address or employment within a reasonable time thereafter.</p>
<p class="bold">ELECTRONIC FUNDS TRANSFER</p>
<p>THE UNDERSIGNED, hereby authorizes US Business Funding Solutions, hereafter called the "Company" to initiate debit entries to my (our) checking account and the Depository named below, hereinafter called the "Depositor" and to debit the same to such account. THIS AUTHORITY is to remain in full force and effect until Company and Depository have received written notice from the undersigned of its termination in such time and such manner as to afford Company and Depository a reasonable opportunity to act on it.</p>
<div>
<p>Payment Type: <span class="data">Monthly Invoice</span></p>Send me a monthly invoice </div>
<hr />
</div>
<div class="clear"></div>
</div>
</div>
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