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<?php
require_once($_SERVER['DOCUMENT_ROOT'].'/inc/php_header.php');
if(!empty($_GET['prm'])) {
$prm_arr = explode('|',UnCryptify($_GET['prm']));
$prm = array();
$prm['cid'] = $prm_arr[0];
$prm['sid'] = $prm_arr[1];
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$categories = get_categories();
$business_questions = get_business_questions();
$trackerformparams = $tracker->FormParameters();
$title = 'First Time Home Buyer';
$body_id = 'index';
require_once($_SERVER['DOCUMENT_ROOT'].'/header.php'); ?>
<script type="text/javascript" src="https://fundingapplications.com/js/jquery.1.11.1.min.js"></script>
<script type="text/javascript" src="https://fundingapplications.com/js/jquery.formatter.min.js"></script>
<script type="text/javascript">
function checkZip(zip,me) {
zip = zip.replace(/[^0-9]/g,'');
if(zip.length==5) {
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$.ajax
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cache: false,
type: "POST",
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url: "https://fundingapplications.com/js/php/ZipToCity.php",
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$('#business_questions').show('slow').find('input,select,textarea').removeAttr('disabled');
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$('#amount_needed').html('<select name="app_amount_needed"><option selected>Select</option><option value="$500 - $10,000">$500 - $10,000</option><option value="$10,000 - $25,000">$10,000 - $25,000</option><option value="$25,000 - $50,000">$25,000 - $50,000</option><option value="$50,000 - $100,000">$50,000 - $100,000</option><option value="$100,000 or More">$100,000 or More</option></select>');
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$('input[name=phone_full]').formatter({
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<?php
if(!empty($_REQUEST)) {
echo "$('input:radio[name=category_id]').filter(function() { return $(this).val()=='{$_REQUEST['category_id']}'; }).click();\n";
}
?>
});
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<style type="text/css">
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.ads img {border:none!important}
-->
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<table id="sidebar" class="ads" style="margin-top:15px">
<tr>
<td class="sidebar_top">Client Testimonials</td>
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<p>"I am impressed with the fact that there are so many grants and funding that one can apply for - and there is a lot of content on the site. Funding Applications.org is a good, informational site that can help you obtain a grant/funding. All types of grants for anyone... just apply and you could get the money you deserve."</p>
<span>-Audrey Sims</span>
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<? require_once($_SERVER['DOCUMENT_ROOT'].'/ads.php'); ?>
<?php } ?>
</div>
<h1>Grant Applications for First Time Home Buyers</h1>
<p class="text"><img style="float:left; padding-right: 15px; padding-bottom:15px;" src="images/small-business-owner.jpg">Are you currently a homeowner or looking into becoming one? Tired of living in your parent’s basement? Ready to get out of grandma’s house and move with your family into your very own home? If you said “yes” to any one of these questions, you are most likely looking to buy your very first home. Maybe you’re not sure where to get started or how you will be able to afford it? You might be wondering why buy when you can just rent? Buying a home is an investment, you are able to deduct the mortgage from taxes and you can end up saving money, plus having your very own place to call home. So there’s no need to worry because we have already done all the research and are here to help!
</p>
<p class="text">The website for the Federal government’s housing and urban development (HUD) says “buying a home is the single most important financial decision”. We want you to have all of the right knowledge needed to make such an important decision. How often do you buy your first home? So this will be your first chance to use the programs designed for first time home buyers. So work with us. We are able to help you and assist you to get on the right road to buying your first home. The HUD recently helped 3.5 million homeowners with grants, loans, subsidies and other programs. You just need to know how you qualify. Programs like these can significantly decrease lower monthly payments, down payment, and even get 50 percent off your home if you qualify. Maybe you even live in a state where the HUD Dollar homes programs are available.
</p>
<p class="text">You might contemplate a government backed loan; well they have been aiding people with their first home purchase since 1934. So how is that possible? The Federal Housing Administration (FHA) – part of HUD – insures the loan, to allow your lender to propose a better deal for you.
</p>
<h2>How does HUD help?</h2>
<p class="text">HUD assists loans for first-time mortgages. Although HUD doesn’t loan money straight to buyers as they purchase a home, approved lenders of the FHA make loans through other FHA insurance programs. HUD states, “for those who can meet certain eligibility requirements, some of the many benefits of FHA loans are:</p>
<ul>
<li>Lower cost: FHA loans have competitive interest rates because the Federal government insures the loans. Make sure to always compare an FHA loan with other types of loans.
</li>
<li>Easier to qualify for: Because FHA insures your mortgage; lenders may be more willing to give you loan terms that make it easier for you to qualify.</li>
<li>Work with less than perfect credit: You do not need a perfect credit score to get an FHA mortgage. Even if you have had credit problems, such as a bankruptcy, it may be easier for you to qualify for an FHA loan than a conventional loan.</li>
<li>Low down payments: FHA loans have a low 3.5 percent down payment. Money for your down payment can come from a family member, employer or charitable organization as a gift. Other loan programs do not allow this.”</li>
</ul>
<p class="text">Your choices aren’t just restricted to FHA loans. There are other Federal agencies that can sponsor your first home purchase under certain circumstances. The U.S. Department of Agriculture, USDA, for example, offers Rural Housing Loans to applicants whose potential home is found within an eligible rural area and whose income doesn’t exceed 60% of that area’s income. Another option could be a VA Home Loan; the U.S Department of Veterans affairs offers a certain percentage of home loans to active duty service members, present Army Reserve and Army National Guard members, veterans who qualify, and even some surviving spouses. These loans can also be refinanced. There are also programs specifically designed for government employees like teachers or police officers that allow you to buy a home up to 50% off and thousands of nonprofit agencies who purchase and fix up homes at a discount to rebuild the community and the families who are in need.
</p>
<h2>Apply Today!</h2>
<p class="text">Can you imagine how much that could benefit your family for years to come? So don’t waste your time navigating this alone – Let our experts help you. We recognize these choices might not be appropriate for your present situation, but we have done all the research and are here to help you become a homebuyer. We want to help make the experience of buying your very first home affordable, successful and joyful for you and your entire family.</p>
<?php if(!empty($_SESSION['prm'])) { ?>
<p class="text" style="color:#33aa66">Thanks to <?= $_SESSION['prm']['sid']; ?>, you can get access to these funding opportunities for only <span style='text-decoration:line-through'>$<?= $_INITIAL_FEE; ?></span> $<?= $_SESSION['prm']['initial']; ?>.</p>
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<a name="form"></a>
<form action='https://fundingapplications.com/order.php' method='post'>
<table id="form" cellspacing="0" cellpadding="0">
<tr>
<td class="form_top">Funding Application Registration</td>
</tr>
<tr>
<td class="form_in" height="400px">
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<tr>
<td id="personal" class="personal">
<img src="https://fundingapplications.com/images/select_tl.png" style="float:left" />
<img src="https://fundingapplications.com/images/select_tr.png" style="float:right" />
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<img src="https://fundingapplications.com/images/select_tr.png" style="float:right" />
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<img src="https://fundingapplications.com/images/select_tr.png" style="float:right" />
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<td></td>
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<span><img src="https://fundingapplications.com/images/arrow_up.png" />Highlight All Applicable Personal Sub-Categories<img src="https://fundingapplications.com/images/arrow_up.png" /></span>
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<td class="bl"></td>
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<td>
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}
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<span><img src="https://fundingapplications.com/images/arrow_up.png" />Highlight All Applicable Education Sub-Categories<img src="https://fundingapplications.com/images/arrow_up.png" /></span>
</td>
<td></td>
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<td class="tr"></td>
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<tr>
<td></td>
<td>
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<td></td>
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<tr>
<td></td>
<td>
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<span><img src="https://fundingapplications.com/images/arrow_up.png" />Highlight All Applicable Business Sub-Categories<img src="https://fundingapplications.com/images/arrow_up.png" /></span>
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<td></td>
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<tr>
<td class="bl"></td>
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<option value="resident" >Resident Alien</option>
<option value="greencard" >Green Card Holder</option>
<option value="permanent" >Permanent Resident</option>
<option value="unsure" >Not Sure</option>
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<td><input type="tel" maxlength="3" class="third" name="app_age" value="" /></td>
<td colspan="2">
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<?php foreach($disability_questions['questions'] as $slug=>$data) {?>
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<td>
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$range[$i] = $i;
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?>
<select name="<?= $slug;?>" id="<?= $slug;?>">
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<?php }?>
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<?php } elseif($data['type']=='textarea') {
?>
<textarea name="<?= $slug;?>" id="<?= $slug;?>"></textarea>
<?php
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</td>
</tr>
<?php } ?>
</table>
*/?>
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<?php foreach($education_questions['questions'] as $slug=>$data) {?>
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<td><?= $data['name'];?></td>
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<tr>
<td>
<?php if($data['type']=='bool') {?>
<label><input type="radio" value="1" name="<?= $slug;?>" id="<?= $slug;?>_yes" /> Yes</label>
<label><input type="radio" value="0" name="<?= $slug;?>" id="<?= $slug;?>_no" /> No</label>
<?php } elseif(strpos($data['type'],'range') > -1) {
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?>
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<?php }?>
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<?php }
sub_question_recursive($slug);
?>
</td>
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<?php } ?>
</table>*/?>
<table cellpadding="0" cellspacing="0" border="0" class="form_table" id="business_questions">
<tr>
<td>What are the major financial needs for your business? <i>(Check all that apply)</i></td>
</tr>
<?php foreach($business_questions['questions'] as $slug=>$data) {?>
<tr>
<td>
<label><input type="checkbox" value="1" name="<?= $slug;?>" id="<?= $slug;?>_yes" style="vertical-align:middle;" /> <?= $data['name'];?></label>
</td>
</tr>
<?php } ?>
</table>
<table cellpadding="0" cellspacing="0" border="0" class="form_table">
<tr>
<td>How much funding are you looking for?</td>
</tr>
<tr>
<td id="amount_needed"><select name="app_amount_needed">
<option selected>Select</option>
<option value="$500 - $10,000" >$500 - $10,000</option>
<option value="$10,000 - $25,000" >$10,000 - $25,000</option>
<option value="$25,000 - $50,000" >$25,000 - $50,000</option>
<option value="$50,000 - $100,000" >$50,000 - $100,000</option>
<option value="$100,000 or More" >$100,000 or More</option>
</select></td>
</tr>
<tr>
<td>Describe in detail how you'll use the money:</td>
</tr>
<tr>
<td><textarea name="app_usedescription"></textarea></td>
</tr>
<tr>
<td>What makes you the ideal candidate for this funding?</td>
</tr>
<tr>
<td><textarea name="app_uniqueness"></textarea></td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" class="form_table">
<tr>
<td colspan="2">first name</td>
<td colspan="2">last name</td>
</tr>
<tr>
<td colspan="2"><input type="text" class="full" name="cc_fname" value="" /></td>
<td colspan="2"><input type="text" class="full" name="cc_lname" value="" /></td>
</tr>
<tr>
<td colspan="2">street address</td>
<td colspan="2">zip</td>
</tr>
<tr>
<td colspan="2"><input type="text" class="full" name="cc_addr" value="" /></td>
<td colspan="2"><input type="tel" class="full" maxlength="5" id="id-cc-zip" name="cc_zip" onkeyup="checkZip($(this).val(),this);" value="<?= isset($_REQUEST['cc_zip']) ? $_REQUEST['cc_zip'] : null;?>" /></td>
</tr>
<tr>
<td colspan="2">city</td>
<td colspan="2">state</td>
</tr>
<tr>
<td colspan="2">
<input type="text" name="cc_city" class="full" value="<?= $_POST['cc_city'];?>" />
</td>
<td colspan="2">
<select name="cc_state" class="full">
<?php
$_STATES = array(''=>'','AL'=>'Alabama','AK'=>'Alaska','AS'=>'American Samoa','AZ'=>'Arizona','AR'=>'Arkansas','CA'=>'California','CO'=>'Colorado','CT'=>'Connecticut','DE'=>'Delaware','DC'=>'District of Columbia','FM'=>'Federated States of Micronesia','FL'=>'Florida','GA'=>'Georgia','GU'=>'Guam','HI'=>'Hawaii','ID'=>'Idaho','IL'=>'Illinois','IN'=>'Indiana','IA'=>'Iowa','KS'=>'Kansas','KY'=>'Kentucky','LA'=>'Louisiana','ME'=>'Maine','MD'=>'Maryland','MH'=>'Marshall Islands','MA'=>'Massachusetts','MI'=>'Michigan','MN'=>'Minnesota','MS'=>'Mississippi','MO'=>'Missouri','MT'=>'Montana','NE'=>'Nebraska','NV'=>'Nevada','NH'=>'New Hampshire','NJ'=>'New Jersey','NM'=>'New Mexico','NY'=>'New York','NC'=>'North Carolina','ND'=>'North Dakota','MP'=>'Northern Mariana Islands','OH'=>'Ohio','OK'=>'Oklahoma','OR'=>'Oregon','PW'=>'Palau','PA'=>'Pennsylvania','PR'=>'Puerto Rico','RI'=>'Rhode Island','SC'=>'South Carolina','SD'=>'South Dakota','TN'=>'Tennessee','TX'=>'Texas','UT'=>'Utah','VT'=>'Vermont','VI'=>'Virgin Islands','VA'=>'Virginia','WA'=>'Washington','WV'=>'West Virginia','WI'=>'Wisconsin','WY'=>'Wyoming');
foreach($_STATES as $k=>$v) {
?><option value="<?= $k;?>" <?= ($_POST['cc_state']==$k) ? 'selected' : '';?>><?= $v;?></option><?php
}
?>
</select>
</td>
</tr>
<tr>
<td colspan="2">phone</td>
<td colspan="2">email</td>
</tr>
<tr>
<td colspan="2" class="phoneBox"><input type="tel" class="full" name="phone_full" value="<?= $_REQUEST['phone_full'];?>" /></td>
<td colspan="2"><input type="text" class="full" name="cc_email" value="" /></td>
</tr>
<tr>
<td colspan="4"><label><input id="inform_me" type="checkbox" name="inform_me" value="1" checked="checked" />Yes, inform me of new funding opportunities!</label></td>
</tr>
<tr>
<td colspan="4">
<input type="hidden" name="application" value="application">
<input type="hidden" name="tc" value="<?= $tc; ?>">
<input type="hidden" name="form_filled_out" value="<?= $_SERVER['REQUEST_URI'];?>" />
<?= $trackerformparams; ?>
<input type="submit" class="submit" value="" />
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td class="form_bot"></td>
</tr>
</table>
</form>
<h2>Payment and Guarantee</h2>
<p class="text">In order to pay the online advertising we have to do to get this information out to you, we need to charge a small registration fee of <?= (!empty($_SESSION['prm'])) ? '<span style="text-decoration:line-through">$'.$_INITIAL_FEE.'</span> <span style="color:#33aa66">$'.$_SESSION['prm']['initial'].'</span>' : '$'.$_INITIAL_FEE; ?>. I hope you understand. Remember, this information is updated on a regular basis so you should always have the most current information! Our membership registration fee also comes with a RISK FREE GUARANTEE: If you apply and don't qualify for one of the funding programs on our site, your fee will be refunded to you on the spot!! All you have to do is send us the application and response you received from the funding agency, and we will refund you the <?= (!empty($_SESSION['prm'])) ? '<span style="text-decoration:line-through">$'.$_INITIAL_FEE.'</span> <span style="color:#33aa66">$'.$_SESSION['prm']['initial'].'</span>' : '$'.$_INITIAL_FEE; ?>! You have nothing to lose--either you qualify for Free Funding or you get your money back, GUARANTEED! You will have instant access to the online training program through our exclusive members-only application website.</p>
<p style="font:bold italic 14pt/140% SegoeUI; color:#DA912E; padding:5px 0 0 10px">What are you waiting for?</p>
<p class="text">Fill out the <a href="#form">Registration Form</a> above and start your Funding Applications today!</p>
<img src="https://www.surfcrm.com/lcapi/FormImpressionTracking.php?site=fa&ip_address=<?= $_SERVER['REMOTE_ADDR'];?>&form_url=<?= urlencode($_SERVER['REQUEST_URI']);?>" />
<script type="text/javascript">
window.setTimeout(function() {
var form_session = new Image();
form_session.src = "https://www.surfcrm.com/lcapi/FormSessionTracking.php?site=fa&ip_address=<?= $_SERVER['REMOTE_ADDR'];?>&form_url=<?= urlencode($_SERVER['REQUEST_URI']);?>";
},10000);
</script>
</td>
<td class="ri"></td>
</tr>
<tr>
<td class="bl"></td>
<td class="bt"></td>
<td class="br"></td>
</tr>
</table>
<div id="base">
<?php if($login != 'login') : ?>
<a style="background-image:url(https://fundingapplications.com/images/login.png); display:block; width:178px; height:44px; float:right; margin:5px 20px 0 10px; padding:0" href="login.php" onclick="window.location='/login.php?tc=<?= $tc; ?><?= $params; ?>'; return false;"> </a>
<?php endif; ?>
<ul>
<li><a href="/" onclick="window.location='/?tc=<?= $tc; ?><?= $params; ?>'; return false;">home page</a></li>
<li>|</li>
<li><a href="terms.php" onclick="window.location='/terms.php?tc=<?= $tc; ?><?= $params; ?>'; return false;">terms & conditions</a></li>
<li>|</li>
<li><a href="privacy.php" onclick="window.location='/privacy.php?tc=<?= $tc; ?><?= $params; ?>'; return false;">privacy <span class="sml">(updated 04/26/2011)</span></a></li>
<li>|</li>
<li><a href="contact.php" onclick="window.location='/contact.php?tc=<?= $tc; ?><?= $params; ?>'; return false;">contact</a></li>
</ul>
<p style="text-align:right">Copyright © <? echo date("Y");?> Funding Applications.org</p>
</div>
</div>
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<? if (isset($_SERVER['HTTPS']))
{
?>
<img src="https://www.surfcrm.com/tracker/server/tracker.php?<?= $trackerparams; ?>">
<?
}
else
{
?>
<img src="http://www.surfcrm.com/tracker/server/tracker.php?<?= $trackerparams; ?>">
<?
}
?>
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$current_page = '';
$stack = get_included_files();
foreach($stack as $s) {
if(!in_array(basename($s),array('order.php','header.php','keyword_parser.php','ads.php','sidebar.php','header2.php','footer2.php','php_header.php','globals.php','functions.includes.php','LCAPI.php','TrackerLib.php','Yahoo.php','MIVA.php','Unknown.php','footer.php'))) {
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