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            <h1>First Time Home Buyer</h1>
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            <p>Are you ready to get out of grandma’s basement? Are you a homeowner? Do you want to be a homeowner? Would you like to get a place of your own? If this is you, you are probably in the market for your first home. Perhaps you don’t know how to start or how to come up with sufficient funds? Well no worries, we’ve got you covered! We’ve done the research on this subject and are here to help! </p>
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                    "This site is easy to navigate through and the customer service personel are knowledgeable and available to help you with anything that you need help with."
                    <span>Justin Bucholz</span>
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            <p>The Housing and Urban Development (HUD) department of the Federal government stated that “buying a home is the single most important financial decision”. With so much weighing on this decision, we want to make sure you are completely informed to make it correctly. Many people think that qualifying as a first time home buyer only happens once.  That seems to make sense because it would be your first home.  However many states, like California allow access to these programs as long as you have not owned a home for 3 or more years.  So regardless of if this is your first home or you haven’t owned a home in a while this is your chance to take advantage of the first time home buyers programs happening now.  These programs change all the time and with extensive knowledge of these very individualized programs, we are here to help you find your way. In the past, the HUD department has assisted 3.5 million homeowners through subsidies, grants, loans and various additional programs.  You simply need to find what you qualify for.  These programs can help you greatly decrease your monthly home payment, the amount of your down payment, and can help you qualify for a 50% discount on your home.  Additionally, just recently the HUD has made even bigger strides to help Americans buy their firsts home stating that, “Starting in 2015, HUD is making home ownership more affordable for millions of Americans with its plan to lower mortgage insurance premiums for new borrowers”.</p>
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                    "The site will help market my non profit for funding. I am very impress with what I see. User friendly and a great place to network for funding."
                    <span>Mamie Moore</span>
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            <p>You may want to think about getting a loan backed by the government. Ever since 1934 they have assisted those searching for their first home. How does that work? A section of the HUD - The Federal Housing Administration (FHA) – insures the loan, making it possible for your lender to offer you a better deal.</p>
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                    "Easy to follow, understandable and affordable."
                    <span>Remedios Helm</span>
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                The U.S. Department of Housing and Urban Development (HUD) eases the attainment of loans for your first mortgage. Although the HUD does not directly lend money to home buyers, the FHA lenders will make loans through their insurance programs. The HUD has stated that, “for those who can meet certain eligibility requirements, some of the many benefits of FHA loans are:
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                <li>Lower cost: FHA loans have competitive interest rates because the Federal government insures the loans. Make sure to always compare an FHA loan with other types of loans.</li>
                <li>Easier to qualify for: Because FHA insures your mortgage; lenders may be more willing to give you loan terms that make it easier for you to qualify.</li>
                <li>Work with less than perfect credit: You do not need a perfect credit score to get an FHA mortgage. Even if you have had credit problems, such as a bankruptcy, it may be easier for you to qualify for an FHA loan than a conventional loan.</li>
                <li>Low down payments: FHA loans have a low 3.5 percent down payment. Money for your down payment can come from a family member, employer or charitable organization as a gift. Other loan programs do not allow this.”</li>
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            <p>Your decision is not restricted to FHA loans, of course. Various Federal agencies have the ability to sponsor your home purchasing. One example is the USDA, U.S. Department of Agriculture, which offers Rural Housing Loans to candidates who wish to buy a home in certain rural areas and don’t make more than 60 percent of the income for the area. Another viable option is the VA Home Loan, granted by the U.S Department of Veterans affairs, which is offered to Army National Guard and Army reserve members as well as active duty service members, qualifying veterans, and some surviving spouses. Refinancing is possible with these loans.   Many states also have programs where they can offer assistance up to  20 percent of the purchase price.</p>
            <p>We recognize that these options might not be applicable in your current position, but we are still available to help! We have greatly explored the subject and want to assist in your journey to becoming a new homebuyer. We want to help you make this experience happy and successful as we assist in finding an affordable option.</p>

            <h2>Our Promise and Guarantee</h2>
            <p>NewUsaFunding.com was created to empower individuals with the tools they need to find and apply for all different types of funding. We offer you a specialized website: brimming with research-from experienced funding specialists-and designed to assist you in the research process.</p>
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                    "I would say that your website is easy to use and very beneficial when looking into getting funding. I liked the live customer service that was provided when using the site. I also like the simplicity of it as well as the amount of content provided."
                    <span>Kendre Burrier</span>
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            <p>There is money available. Your goal as a funding seeker is to first find it, then figure out how to prove to the providing organization that you should get it. Don't you want the best team at your side?</p>
            <p>To provide you with the online knowledge of how to apply for this funding, combined with the support you need to successfully pursue your funding goals, we charge a small up-front fee. This fee is used to pay our funding writer to provide you with the most up-to-date information from the funding world. The fee is only $29.95, which is an extremely fair price to pay for the wealth of online resources, knowledge and application sources we will provide. With your small registration fee, you will receive instant access to our members-only application sources site.</p>
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                    "It was a simple process and easy to understand."
                    <span>Travis Kilgo</span>
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            <p>Good news: this fee comes with a GUARANTEE! If you apply for the funding opportunities you are eligible for and yet you don't receive the funding, your fee will be refunded to you! All you have to do is provide our support staff with the funding agency you applied to and the response you received and your fee will be refunded immediately. So there is no risk: you have nothing to lose!</p>
            <p>What are you waiting for? New USA Funding has the tools and resources you need to guide you in the process of finding and applying for funding. Open the door to funding opportunities. Get started now!</p>

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