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<p class="header">Personal Assistance</p>
<p align="center"><b>Home Repair</b></p>
<p>On May 29, 2009, the face of
home buying and home repair in the United States changed dramatically.
It was on that date that the U.S. Department of Housing and Urban Development
issued a statement saying that there would be an $8,000 credit from
the 2009 American Recovery and Reinvestment Act (ARRA) for first time
homebuyers to be used toward the purchase of a home insured by the Federal
Housing Administration. </p>
<p>In reality, this meant that,
as a first time homebuyer, you could receive a short-term loan for the
$8,000 and, upon receiving the tax credit, you could pay back the loan.
Today, it�s a buyer�s market, and the incentives in real estate
are incredible.</p>
<p>There are also tremendous opportunities
associated with the 2009 ARRA for home renovations on new and existing
homes.</p>
<p>The Housing Crisis in the United
States precipitated the economic recession, and the Federal Government
is well aware that the recession will remain until the housing crisis
is over. With that in mind, there has never been a more propitious
time to renovate your home and make it more efficient.</p>
<ul>
<ol type="1">
<li><b>2009 American
Recovery and Reinvestment Act � </b>
This Act has changed the playing field for home repair and home renovations.
Log onto your state of interest at <a href="http://www.state.gov/recovery/" target="_blank"><u>www.state.gov/recovery/</u></a> to find out the grants and assistance
from this plan that are available in the state of your choice.</li>
<li><b>Federal Monies
� </b>Search for all Federal programs for home renovations at <a href="http://www.cfda.gov" target="_blank"><u>www.cfda.gov</u></a>. </li>
<li><b>State Monies
� </b>There are programs available for home purchasing assistance
and renovations. Follow the protocol for the 2009 American Recovery
and Reinvestment Act, as it applies to your state. For example,
log onto <a href="http://www.recovery.ca.gov" target="_blank"><u>www.recovery.ca.gov</u></a>, if you are interested in California
real estate.</li>
<li><b>County Monies
� </b>These may be somewhat harder to come by, but there are programs
that offer assistance for home repairs. Log onto <a href="http://www.govengine.com/local/gov/index.html" target="_blank"><u>www.govengine.com</u></a> for the county you seek.</li>
<li><b>Foundations and
Private Donors � </b>There are plenty of private sources that may
offer assistance to you in the renovation and repair of your home.
Log onto <a href="http://fdcenter.org" target="_blank"><u>http://fdcenter.org</u></a> and <a href="http://www.guidestar.com" target="_blank"><u>www.guidestar.com</u></a> for databases to these private donors.</li>
<li><b>Federal Assistance
- </b>The Federal Government has close to 1,000 non-profit agencies
and organizations available to assist those who need assistance in home
repairs and renovations. The best way to find out what is available
in your area is to log onto <a href="http://www.hud.gov/offices/hsg/sfn/hcc_home.cfm" target="_blank"><u>www.hud.gov</u></a> or telephone the Locator at
1-800-569-4287.</li>
<li><b>Local Assistance
� </b>There are local community agencies that are available to help
you locate government funding or other money sources. For the
community agency in your area, log onto <a href="http://www.communityactionpartnership.com" target="_blank"><u>www.<WBR>communityactionpartnership.com</u></a> or call (202) 265-7546.</li>
<li><b>Office of Community
Planning and Development � </b>This office can help identify home
repair programs that you may be eligible for. You can contact
this agency by logging onto <a href="http://www.comcon.org" target="_blank"><u>www.comcon.org</u></a> or by calling its offices at 1-800-998-9999.</li>
<li><b>Federal Housing
Programs � </b>The vast majority of Federal housing programs and home
renovation assistance come from the U.S. Housing and Urban Development.
To check on what�s available through this Department, log onto <a href="http://www.hud.gov" target="_blank"><u>www.hud.gov</u></a>. </li>
<li><b>U.S. Department
of Agriculture � </b>This branch of the U.S. Government provides rural
home renovation assistance. This Department can be reached by
logging onto <a href="http://www.rurdev.usda.gov" target="_blank"><u>www.rurdev.usda.gov</u></a> or by calling (202) 308-3667.</li>
<li><b>Mortgage Assistance
Programs � </b>Some states, such as Pennsylvania, offer mortgage assistance
for large home renovation projects to homeowners who are in financial
difficulty. The best way to check if your state has such a program
is to call the Housing Counseling Center at 1-800-569-4287.</li>
<li><b>Educational
Homeowners Assistance � </b>There are non-profit agencies trained
by the Federal government to support homeowners with the basics in home
renovations and managing a home. These agencies are funded by
the U.S. Department of Housing and Urban Development. You can
find the closest one for your needs by calling the Housing Counseling
Center at 1-800-569-4287.</li>
<li><b>Home Renovation
Programs � </b>There are home repair programs available in just about
all states. The grants range from $400 to $4000, depending on
senior and veteran status. Here are some examples of numbers to
contact in your state: Minneapolis (MN) (612) 673-5095 or <a href="http://www.ci.minneapolis.mn.us/" target="_blank"><u>www.ci.minneapolis.mn.us/</u></a>; Los Angeles (CA) (213) 808-8888;
Des Moines (IA) (541) 682-3755 or <a href="http://www.ci.des-moines.ia.us/departments/cd/" target="_blank"><u>www.ci.des-moines.ia.us/<WBR>departments/cd/</u></a>. Simply insert your city and
state, such as <a href="http://www.ci.city.state.us" target="_blank"><u>www.ci.city.state.us</u></a>. </li>
<li><b>Senior Home
Renovation � </b>Senior Grants can be located by checking program
#�s 1-3 listed above. Additionally, there is an Elder Care Locator
provided by the U.S. Administration on Aging to assist seniors and their
families to find and utilize community services throughout the country.
You would conduct the search by state and zip code. You can call
the Elder Care Locator at 1-800-677-1116 or by logging onto <a href="http://www.n4a.org/locator.cfm" target="_blank"><u>www.n4a.org/locator.cfm</u></a>. </li>
<li><b>Veterans Home
Renovation Assistance - </b>The Federal Government and the individual
states have finally begun to recognize the critical importance of taking
care of our ever-growing veterans of foreign wars. The best contact
for available programs is the U.S. Department of Veteran Affairs, which
can be reached by telephone at 1-800-827-1000 or log onto <a href="http://www.va.gov" target="_blank"><u>www.va.gov</u></a>. </li>
<li><b>Veterans and
Disabled Homebuyer and Home Renovation Assistance
� </b>The U.S. Department of Agriculture offers special grants through
its Section 504 program for home renovations up to $10,000. The
program eligibility requirements vary among the states and cities.
The best way to determine if you are eligible for these grants is to
contact your city government, your county government, and your community
development office. You can also contact the National Association
of Housing and Redevelopment Office at 1-877-866-2476 or by logging
onto <a href="http://www.nahro.org" target="_blank"><u>www.nahro.org</u></a>. </li>
<li><b>Mobile Home
Repair � </b>Many states offer assistance to mobile home owners in
the form of low interest loans to buy a mobile home, or money to purchase
the land on which your mobile home stands. For example, New York
State offers both loans for mobile homes and loans to buy the land on
which your mobile home stands through its Manufactured Home Cooperative
Fund Program. The U.S. Department of Agriculture provides low
interest loans for the purchase of a mobile home or to move it from
one location to another. It is best to call the Guaranteed Manufactured
Home Loan Program at 1-800-827-1000 or log onto <a href="http://www.homeloans.va.gov/" target="_blank"><u>www.homeloans.va.gov/</u></a>. </li>
<li><b>Federal Loan
Guarantee � </b>The Rural Housing Service branch of the U.S. Department
of Agriculture offers guaranteed loans for people of low-income classification
through its Section 502 Rural Housing Guarantee Loan. This is
designed to encourage people of low income status to buy homes and renovate
homes in rural areas. Senior citizens also qualify and are given
special consideration. For more information, contact the Rural
Housing Service National Office at (202) 720-4323 or by logging onto <a href="http://www.rurdev.usda.gov/rhs" target="_blank"><u>www.rurdev.usda.gov/rhs</u></a>. </li>
<li><b>Free Home Renovation
Assistance � </b>While this is true, you may have to win a state lottery
to get a free one. States generally refer to this program as the
Urban Homesteading Act. The concept is that the government gets
you a home and renovation assistance for almost no cost at all, and
you must promise to live in that house for a certain number of years.
You can receive assistance in locating local agencies handling this
program by logging onto <a href="http://www.nahro.org" target="_blank"><u>www.nahro.org</u></a> or <a href="http://www.comcon.org" target="_blank"><u>www.comcon.org</u></a>. </li>
<li><b>Senior Citizen
Natural Disaster Grants � </b>The Rural Housing Service of the U.S.
Department of Agriculture provides grant assistance to people 62 years
of age and older when they are victims of natural disasters. Contact
(202) 720-1474 or log onto <a href="http://www.rurdev.usda.gov" target="_blank"><u>www.rurdev.usda.gov</u></a> for further information and eligibility
requirements.</li>
<li><b>Community Action
Partnership � </b>This group will provide you with over 1,000 non-profit
agencies throughout the country that will help you find assistance to
improve your homes. They can be contacted at <a href="http://www.communityactionprogram.com" target="_blank"><u>www.communityactionprogram.com</u></a> or <a href="http://www.managingmymoney.com" target="_blank"><u>www.managingmymoney.com</u></a>. You can receive assistance
for home renovations, such as bathroom and kitchen remodeling, rebates
on new heating systems, winterization, fuel bills and other home ownership
cost assistance.</li>
<li><b>Office of Fair
Housing and Equal Opportunity � </b>
Federal law prohibits discrimination on the basis of race, creed, ethnicity,
religion, sex or sexual orientation, family status or disability.
If you feel that your rights have been violated in one way or another,
call the office at 1-800-669-9777 or log onto <a href="http://www.hud.gov/complaints/housediscrim.cfm" target="_blank"><u>www.hud.gov/complaints/<WBR>housediscrim.cfm</u></a>. </li>
<li><b>Internal Revenue
Service � </b>If you have made modifications and/or renovations to
your home due to health reasons, you can deduct these modifications
from your income tax. Call the IRS at 1-800-829-1040 or log onto <a href="http://www.irs.gov" target="_blank"><u>www.irs.gov</u></a> for further information on making
the deduction.</li>
<li><b>Medicaid
� </b>If you are receiving Medicaid benefits and need to make home
modifications and repairs for your health and safety, Medicaid may pay
for these modifications as well as medical equipment. Log onto <a href="http://www.medicare.gov" target="_blank"><u>www.medicare.gov</u></a> for further information.</li>
<li><b>AARP Home Equity
Center � </b>If you are a senior 62 years and older, you are eligible
for a program called Reverse Mortgage. This is a type of home
equity loan that allows you to convert some of the equity of your home
into cash while you retain ownership of your home. Call (651)
222-6797 or log onto <a href="http://www.aarp.com" target="_blank"><u>www.aarp.com</u></a> for further information and eligibility
verification. In this way, you can have the equity of your home
pay for home repairs.</li>
<li><b>Elder Housing
Assistance � </b>The American Association of Homes and Services for
the Aging offers assistance for seniors in finding housing, community
based services, nursing homes and retirement communities. They
can be reached at (202) 783-2242 or log onto <a href="http://www.aasha.org" target="_blank"><u>www.aasha.org</u></a>. </li>
<li><b>Down Payment
Grants -</b> The AmeriDreamCharity will pay 5% of your down payment
and home repair costs through its AmeriDream Downpayment Gift Program.
Call them at (866) 263-7437 or log onto <a href="http://www.ameridream.org" target="_blank"><u>www.ameridream.org</u></a>. </li>
<li><b>Closing Costs
and Mortgage Assistance �</b> The Housing Counseling Clearinghouse
(HCC) will be able to furnish you with local housing counseling agencies
that are geared towards helping people with financial matters, such
as necessary home repair costs. They can be reached 24 hours a day at
1-800-569-4287, or by logging onto <a href="http://www.hud.gov/offices/hsq/hcc/hccprof14.cfm" target="_blank"><u>www.hud.gov/offices/hsq/hcc/<WBR>hccprof14.cfm</u></a>. </li>
<li><b>Housing Finance
Agencies by State �</b> Individual states provide a great deal of
assistance with regard to housing programs and home repair programs,
including the 2009 American Recovery and Reinvestment Act. You
can contact your State Housing Finance Agency listed below. If
you have any difficulty, log onto <a href="http://www.state.gov/recovery/" target="_blank"><u>www.state.gov/recovery/</u></a> or <a href="http://www.consumer.gov" target="_blank"><u>www.consumer.gov</u></a>. </li>
<li><b>National Non-Profit
Organization Listings - </b>The Foundation Center provides a listing
of hundreds of non-profit agencies that offer financial assistance to
homebuyers and homeowners looking to make home renovations and needed
repairs. It has a database of over 100,000 non-profit organizations
that give out grants. You can reach the Foundation Center by calling
them at (212) 620-4230 or by logging onto <a href="http://www.fdncenter.org" target="_blank"><u>www.fdncenter.org</u></a>. </li>
<li><b>Guidestar Foundation
Listings � </b>The Guidestar is a tremendous resource for non-profit
foundations and organizations that give financial assistance for home
purchases and related costs. Contact them at (757) 229-4631 or
log onto <a href="http://www.guidestar.org" target="_blank"><u>www.guidestar.org</u></a>. </li>
</ol>
</ul>
<br>
<p align="center"><b>Federal Home Repair/Improvement Programs</b></p>
<p>The Federal government sponsors
several home repair and improvement projects as part of its housing
construction and rehabilitation programs. These projects can be
accessed by logging onto <a href="http://www.cfda.gov" target="_blank"><u>www.cfda.gov</u></a>. Here are some of the
more notable ones:</p>
<ul type="DISC">
<li><b>Veterans Home
Improvement and Structural Alteration Grant
� </b>Members of the Veteran Affairs Health Care system who require
home rehab and renovations due to a disability can apply for a home
repair/improvement grant. For further information, call 1-877-222-8387,
or log onto <a href="http://www.prosthetics.va.gov" target="_blank"><u>www.prosthetics.va.gov</u></a>. </li>
<li><b>Rural Self-Help
Technical Assistance Program � </b>
This program provides technical assistance to persons who are looking
to make home improvements and repairs in homes in rural areas.
This program is listed in the CFDA under 10.420.</li>
<li><b>Rehabilitation
Mortgage Insurance Program � </b>
This program, referred to in the CFDA under 14.108, allows homeowners
to make needed repairs to existing homes more than a year old.</li>
<li><b>Veterans Housing
Fix-Up a Home Program</b>- This program, listed in the CFDA as
64.114, assists veterans , unmarried surviving spouses of veterans and
certain service personnel in obtaining funding for home repairs and
improvements.</li>
<li><b>Self-Help Ownership
Opportunity Program � </b>This program, referenced as 14.247 in the
CFDA, encourages innovative home renovation by having the homeowner
contribute a significant amount of physical labor in the rehabilitation
of his or her home. </li>
<li><b>Healthy Homes
Demonstration Grants �</b> This program, referenced in the CFDA as
14.239, is designed to develop, demonstrate, and promote cost-effective,
preventative measures to correct multiple home safety and health hazards
in the home that may produce serious diseases and injuries in children
of low-income families.</li>
<li><b>Very Low Income
Home Repair Grants � </b>This program, referred to as 14.218 in the
CFDA, provides funding to very low-income homeowners in rural areas
for repairs and renovations, or to modernize their dwellings or to remove
health and safety hazards.</li>
<li><b>Community Development
Block Grants � </b>This program, referenced as 14.248 in the CFDA,
provides homeowners with a source of financing for housing rehabilitation. </li>
<li><b>Specially Adapted
Housing for Disabled Veterans Program
� </b>This program, referenced as 14.157 in the CFDA, provides capital
advances for the rehabilitation or repair or adaption of a home to meet
the special needs of disabilities for veterans. </li>
</ul>
<br>
<p>The following are grants for
homeowners in the area of home repair and improvement. The grants
are listed by particular code in the Catalog of Federal Domestic Assistance.
These grants can be reviewed on <a href="http://www.cfda.org" target="_blank"><u>www.cfda.org</u></a> by particular catalog number.</p>
<ul type="DISC">
<li><b>Handicapped -
</b>14.138, 14.157, 14.181, 14.235, 14.404, 14.870, 14.877, 15.045,
29.001, 30.011, 47.041, 84.323, 84.324, 84.326, 93.001, 93.617, 93.618</li>
<li><b>Home Improvement
�</b> 10.433, 10.437, 14.142, 14.875</li>
<li><b>Home Repairs
(low to moderate income levels) �</b> 10.417, 10.442, 14.239, 93.560</li>
<li><b>Fuel Assistance
�</b> 93.568</li>
<li><b>Lead-Based Paint
Elimination -</b>14.900, 14.902, 14.904, 14.905</li>
<li><b>Home Rehabilitation
�</b> 14.199, 14.850, 16.548, 45.302, 45.303, 45.304, 93.229</li>
</ul>
<br>
<ul><p align="center"><b>State
by State</b></p></ul>
<p> Individual states have
different assistance programs for low income, disabled, seniors and
minority groups. Contact your state housing finance agency and
inquire about the home repair and improvement programs available in
your category:</p>
<p><b>Alabama</b> <br>
Alabama Housing Finance Authority <br>
2000 Interstate Park Dr., Suite 408 <br>
Montgomery, AL 36109 <br>
Mailing address: <br>
P.O. Box 230909 <br>
Montgomery, AL 36123 <br>
334-244-9200 <br>
800-325-2432 <br>
<a href="http://www.ahfa.com/" target="_blank"><u>www.ahfa.com</u></a></p>
<p><b>Alaska <br>
</b>Alaska Housing Finance Corporation <br>
4300 Boniface Parkway <br>
Anchorage, AK 99504 <br>
Mailing Address <br>
P.O. Box 101020 <br>
Anchorage, AK 99510 <br>
907-338-6100 <br>
800-478-2432 <br>
<a href="http://www.ahfc.state.ak.us/" target="_blank"><u>www.ahfc.state.ak.us</u></a></p>
<p><b>Arizona <br>
</b>Arizona Department of Commerce <br>
Office of Housing Development <br>
3800 North Central <br>
Suite 1500 <br>
Phoenix, AZ 85012 <br>
602-280-1365 <br>
<a href="http://www.housingaz.com/" target="_blank"><u>www.housingaz.com</u></a></p>
<p><b>Arkansas</b> <br>
Arkansas Development Finance Authority <br>
423 Main St., Suite 500 <br>
Little Rock, AR 72201 <br>
501-682-5900 <br>
<a href="http://www.state.ar.us/adfa" target="_blank"><u>www.state.ar.us/adfa</u></a></p>
<p><b>California</b> <br>
California Housing Finance Agency <br>
1121 L St. <br>
Sacramento, CA 95814 <br>
916-322-3991 <br>
<a href="http://www.calhfa.ca.gov/" target="_blank"><u>www.calhfa.ca.gov</u></a></p>
<p><b>Colorado <br>
</b>Colorado Housing Finance Agency <br>
1981 Blake St. <br>
Denver, CO 80202 <br>
303-297-2432 <br>
800-877-CHFA <br>
<a href="http://www.chfainfo.com/" target="_blank"><u>www.chfainfo.com</u></a></p>
<p><b>Connecticut</b> <br>
Connecticut Housing Finance Authority <br>
999 West St. <br>
Rocky Hill, CT 06067 <br>
860-721-9501 <br>
<a href="http://www.chfa.org/" target="_blank"><u>www.chfa.org</u></a></p>
<p><b>Delaware</b> <br>
Delaware State Housing Authority <br>
18 Green <br>
Dover, DE 19901 <br>
302-739-4263 <br>
<a href="http://www.destatehousing.com/" target="_blank"><u>http://www.destatehousing.com/</u></a></p>
<p><b>District
of Columbia</b> <br>
DC Department of Housing and Community Development <br>
801 North Capitol St., NE <br>
Suite 8000 <br>
Washington, DC 20002 <br>
202-442-7200 <br>
<a href="http://dhcd.dc.gov/" target="_blank"><u>http://dhcd.dc.gov</u></a></p>
<p><b>Florida</b> <br>
Florida Housing Finance Corporation <br>
227 North Bronough St., Suite 5000 <br>
Tallahassee, FL 32301 <br>
850-488-4197 <br>
<a href="http://www.floridahousing.org/" target="_blank"><u>www.floridahousing.org</u></a></p>
<p><b>Georgia</b> <br>
Georgia Department of Community Affairs <br>
60 Executive Parkway South NE <br>
Atlanta, GA 30329 <br>
404-679-4940 <br>
<a href="http://www.dca.state.ga.us/" target="_blank"><u>www.dca.state.ga.us</u></a></p>
<p><b>Hawaii</b> <br>
Housing and Community Development Corporation of Hawaii <br>
677 Queen St., Suite 300 <br>
Honolulu, HI 96813 <br>
800-587-0597 <br>
<a href="http://www.hcdch.state.hi.us/" target="_blank"><u>www.hcdch.state.hi.us</u></a></p>
<p><b>Idaho</b> <br>
Idaho Housing and Finance Association <br>
565 West Myrtle <br>
P.O. Box 7899 <br>
Boise, ID 83707 <br>
208-331-4882 <br>
<a href="http://www.ihfa.org/" target="_blank"><u>www.ihfa.org</u></a></p>
<p><b>Illinois</b> <br>
Illinois Housing Development Authority <br>
401 North Michigan Ave., Suite 900 <br>
Chicago, IL 60611 <br>
312-836-5200 <br>
<a href="http://www.ihda.org/" target="_blank"><u>www.ihda.org</u></a></p>
<p><b>Indiana</b> <br>
Indiana Housing Finance Authority <br>
115 West Washington St. <br>
Suite 1350, South Tower <br>
Indianapolis, IN 46204 <br>
317-232-7777 <br>
800-872-0371 <br>
<a href="http://ihcda.in.gov/" target="_blank"><u>http://ihcda.in.gov/</u></a></p>
<p><b>Iowa</b> <br>
Iowa Finance Authority <br>
100 East Grand, Suite 250 <br>
Des Moines, IA 50309 <br>
515-242-4990 <br>
800-432-7230 <br>
<a href="http://www.ifahome.com/" target="_blank"><u>www.ifahome.com</u></a></p>
<p><b>Kansas <br>
</b>Kansas Housing Resources Corporation <br>
1000 SW Jackson St., Suite 100 <br>
Topeka, KS 66612 <br>
785-296-5865 <br>
<a href="http://www.kshousingcorp.org/" target="_blank"><u>www.kshousingcorp.org</u></a></p>
<p><b>Kentucky <br>
</b>Kentucky Housing Corporation <br>
1231 Louisville Rd. <br>
Frankfort, KY 40601 <br>
502-564-7630 <br>
800-633-8896 <br>
<a href="http://www.kyhousing.org/" target="_blank"><u>www.kyhousing.org</u></a></p>
<p><b>Louisiana <br>
</b>Louisiana Housing Finance Agency <br>
2415 Quail Dr. <br>
Baton Rouge, LA 70808 <br>
225-763-8700 <br>
<a href="http://www.lhfa.state.la.us/" target="_blank"><u>www.lhfa.state.la.us</u></a></p>
<p><b>Maine</b> <br>
Maine State Housing Authority <br>
353 Water St. <br>
Augusta, ME 04330 <br>
270-626-4600 <br>
800-452-4668 <br>
<a href="http://www.mainehousing.org/" target="_blank"><u>www.mainehousing.org</u></a></p>
<p><b>Maryland</b> <br>
Maryland Department of Housing and Community Development <br>
100 Community Place <br>
Crownsville, MD 21032 <br>
410-514-7000 <br>
800-756-0119 <br>
<a href="http://www.dhcd.state.md.us/" target="_blank"><u>www.dhcd.state.md.us</u></a></p>
<p><b>Massachusetts <br>
</b>Mass Housing <br>
One Beacon St. <br>
Boston, MA 02108 <br>
617-854-1000 <br>
<a href="https://www.masshousing.com/portal/server.pt" target="_blank"><u>https://www.masshousing.com/<WBR>portal/server.pt</u></a></p>
<p>Massachusetts
Department of Housing and Community Development <br>
One Congress St., 10th Floor <br>
Boston, MA 02114 <br>
617-727-7765 <br>
<a href="http://www.mass.gov/dhcd/" target="_blank"><u>http://www.mass.gov/dhcd/</u></a></p>
<p><b>Michigan</b> <br>
Michigan State Housing Development Authority <br>
735 E. Michigan Ave. <br>
P.O. Box 30044 <br>
Lansing, MI 48912 <br>
517-373-8370 <br>
<a href="http://www.michigan.gov/mshda" target="_blank"><u>http://www.michigan.gov/</u></a> </p>
<p><b>Minnesota</b> <br>
Minnesota Housing Finance Agency <br>
400 Sibley St., Suite 300 <br>
St. Paul, MN 55101 <br>
651-296-7608 <br>
800-657-3769 <br>
<a href="http://www.mhfa.state.mn.us/" target="_blank"><u>www.mhfa.state.mn.us</u></a></p>
<p><b>Mississippi</b> <br>
Mississippi Home Corporation <br>
840 River Place, Suite 605 <br>
P.O. Box 23369 <br>
Jackson, MS 39225 <br>
601-718-4642 <br>
<a href="http://www.mshc.com/" target="_blank"><u>www.mshc.com</u></a></p>
<p><b>Missouri</b> <br>
Missouri Housing Development Commission <br>
3435 Broadway <br>
Kansas City, MO 64111 <br>
816-759-6600 <br>
<a href="http://www.mhdc.com/" target="_blank"><u>www.mhdc.com</u></a></p>
<p><b>Montana</b> <br>
Montana Board of Housing - Department of Commerce <br>
301 S. Park Ave. <br>
Helena, MT 59601 <br>
Mailing Address <br>
P.O. Box 200501 <br>
Helena, MT 59620 <br>
406-841-2700 <br>
<a href="http://housing.mt.gov/" target="_blank"><u>http://housing.mt.gov/</u></a></p>
<p><b>Nebraska <br>
</b>Nebraska Investment Finance Authority <br>
200 Commerce Court <br>
1230 O St. <br>
Lincoln, NE 68508 <br>
402-434-3900 <br>
800-204-6432 <br>
<a href="http://www.nifa.org/" target="_blank"><u>www.nifa.org</u></a></p>
<p><b>Nevada</b> <br>
Nevada Housing Division <br>
1802 North Carson St., Suite 154 <br>
Carson City, NV 89701 <br>
775-687-4258 <br>
800-227-4960 <br>
<a href="http://nvhousing.state.nv.us/" target="_blank"><u>http://nvhousing.state.nv.us</u></a></p>
<p><b>New Hampshire</b> <br>
New Hampshire Financing Authority <br>
P.O. Box 5087 <br>
Manchester, NH 03108 <br>
603-472-8623 <br>
800-640-7239 <br>
<a href="http://www.nhhfa.org/" target="_blank"><u>www.nhhfa.org</u></a></p>
<p><b>New Jersey</b> <br>
New Jersey Housing and Mortgage Finance Agency <br>
647 South Clinton Ave. <br>
P.O. Box 18550 <br>
Trenton, NJ 08650 <br>
609-278-7400 <br>
800-NJ-HOUSE <br>
<a href="http://www.state.nj.us/dca/hmfa" target="_blank"><u>www.state.nj.us/dca/hmfa</u></a></p>
<p><b>New Mexico</b> <br>
New Mexico Mortgage Finance Authority <br>
344 4th St., SW <br>
Albuquerque, NM 87102 <br>
505-843-6880 <br>
800-444-6880 <br>
<a href="http://www.nmmfa.org/" target="_blank"><u>www.nmmfa.org</u></a></p>
<p><b>New York</b> <br>
New York State Division of Housing and Community Renewal <br>
Hampton Plaza <br>
38-40 State St. <br>
Albany, NY 12207 <br>
518-473-2517 <br>
<a href="http://www.dhcr.state.ny.us/" target="_blank"><u>www.dhcr.state.ny.us</u></a></p>
<p>New York Housing
Finance Agency <br>
641 Lexington Ave. <br>
New York, NY 10022 <br>
212-688-4000 <br>
<a href="http://www.nyhomes.org/" target="_blank"><u>www.nyhomes.org</u></a></p>
<p><b>North Carolina</b> <br>
North Carolina Housing Finance Agency <br>
3508 Bush St. <br>
Raleigh, NC 27609 <br>
919-877-5700 <br>
800-393-0988 <br>
<a href="http://www.nchfa.com/" target="_blank"><u>www.nchfa.com</u></a></p>
<p><b>North Dakota <br>
</b>North Dakota Housing Finance Agency <br>
1500 E. Capital Ave. <br>
P.O. Box 1535 <br>
Bismarck, ND 58502 <br>
701-328-8080 <br>
800-292-8621 <br>
<a href="http://www.ndhfa.org/" target="_blank"><u>www.ndhfa.org</u></a></p>
<p><b>Ohio</b> <br>
Ohio Housing Finance Agency <br>
57 E. Main St. <br>
Columbus, OH 43215 <br>
614-466-7970 <br>
<a href="http://www.ohiohome.org/" target="_blank"><u>http://www.ohiohome.org/</u></a></p>
<p><b>Oklahoma</b> <br>
Oklahoma Housing Finance Agency <br>
100 N. 63rd St., Suite 200 <br>
P.O. Box 26720 <br>
Oklahoma City, OK 73126 <br>
405-848-1144 <br>
800-256-1489 <br>
<a href="http://www.ohfa.org/" target="_blank"><u>www.ohfa.org</u></a></p>
<p><b>Oregon</b> <br>
Oregon Housing Agency <br>
P.O. Box 14508 <br>
Salem, OR 97309 <br>
503-986-2000 <br>
<a href="http://www.ohcs.oregon.gov/" target="_blank"><u>http://www.ohcs.oregon.gov/</u></a></p>
<p><b>Pennsylvania</b> <br>
Pennsylvania Housing Finance Agency <br>
2101 North Front St. <br>
P.O. Box 8029 <br>
Harrisburg, PA 17105 <br>
717-780-3800 <br>
<a href="http://www.phfa.org/" target="_blank"><u>www.phfa.org</u></a></p>
<p><b>Rhode Island</b> <br>
Rhode Island Housing and Mortgage Finance Corporation <br>
44 Washington St. <br>
Providence, RI 02903 <br>
401-751-5566 <br>
<a href="http://www.rihousing.com/" target="_blank"><u>www.rihousing.com</u></a></p>
<p><b>South Carolina</b> <br>
South Carolina State Housing Finance and Development Authority <br>
919 Bluff Rd. <br>
Columbia, SC 29201 <br>
803-734-2000 <br>
<a href="http://www.sha.state.sc.us/" target="_blank"><u>www.sha.state.sc.us</u></a></p>
<p><b>South Dakota</b> <br>
South Dakota Housing Development Authority <br>
221 South Central Ave. <br>
Pierre, SD 57501 <br>
605-773-3181 <br>
<a href="http://www.sdhda.org/" target="_blank"><u>www.sdhda.org</u></a></p>
<p><b>Tennessee</b> <br>
Tennessee Housing Development Agency <br>
404 James Robertson Parkway <br>
Suite 1114 <br>
Nashville, TN 37243 <br>
615-741-2400 <br>
<a href="http://www.state.tn.us/thda" target="_blank"><u>www.state.tn.us/thda</u></a></p>
<p><b>Texas</b> <br>
Texas Department of Housing and Community Affairs <br>
507 Sabine St. <br>
Austin, TX 78701 <br>
Mailing Address <br>
P.O. Box 13941 <br>
Austin, TX 78711 <br>
512-475-3800 <br>
<a href="http://www.tdhca.state.tx.us/" target="_blank"><u>www.tdhca.state.tx.us</u></a></p>
<p><b>Utah <br>
</b>Utah Housing Finance Agency <br>
554 South 300 East <br>
Salt Lake City, UT 84111 <br>
801-521-6950 <br>
800-284-6950 (UT only) <br>
800-344-0452 (outside UT) <br>
<a href="http://b2b.utahhousingcorp.org/cgi-bin/R?P=uhc_home.html" target="_blank"><u>http://b2b.utahhousingcorp.<WBR>org/cgi-bin/R?P=uhc_home.html</u></a></p>
<p><b>Vermont <br>
</b>Vermont Housing Finance Agency <br>
One Burlington Square <br>
P.O. Box 408 <br>
Burlington, VT 05402 <br>
802-864-5743 <br>
<a href="http://www.vhfa.org/" target="_blank"><u>www.vhfa.org</u></a></p>
<p>Vermont State
Housing Authority <br>
One Prospect St. <br>
Montpelier, VT 05602 <br>
802-828-3295 <br>
<a href="http://www.vsha.org/" target="_blank"><u>www.vsha.org</u></a></p>
<p><b>Virginia</b> <br>
Virginia Housing Development Authority <br>
601 South Belvidere St. <br>
Richmond, VA 23220 <br>
804-782-1986 <br>
800-968-7837 <br>
<a href="http://www.vhda.com/" target="_blank"><u>www.vhda.com</u></a></p>
<p><b>Washington</b> <br>
Washington State Housing Finance Commission <br>
1000 Second Ave. <br>
Suite 2700 <br>
Seattle, WA 98104 <br>
206-464-7139 <br>
800-767-4663 <br>
<a href="http://www.wshfc.org/" target="_blank"><u>www.wshfc.org</u></a></p>
<p><b>West Virginia</b> <br>
West Virginia Housing Development Fund <br>
814 Virginia St. East <br>
Charleston, WV 25301 <br>
304-345-6475 <br>
800-933-9843 <br>
<a href="http://www.wvhdf.com/" target="_blank"><u>www.wvhdf.com</u></a></p>
<p><b>Wisconsin</b> <br>
Wisconsin Housing and Economic Development Authority <br>
201 West Washington, Suite 700 <br>
P.O. Box 1728 <br>
Madison, WI 53701 <br>
608-266-7884 <br>
800-334-6873 <br>
<a href="http://www.wheda.com/" target="_blank"><u>www.wheda.com</u></a></p>
<p><b>Wyoming</b> <br>
Wyoming Community Development Authority <br>
155 North Beech <br>
Casper, WY 82602 <br>
307-265-0603 <br>
<a href="http://www.wyomingcda.com/" target="_blank"><u>www.wyomingcda.com</u></a></p>
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