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<title>Available Funding For First Time Home Buyers</title>
<meta name="description" content="Learn Where and How to get avaiable funding for first time home buyers.">
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<div class="side">
<h2>Client Testimonials</h2>
<div class="quote">
<img style="float:left;" src="/v5/images/woman3.jpg">"It's a good program with Excellent Information!"
<span><strong>--Gayle</strong></span>
</div>
<div class="quote" style="background-color:transparent;margin:0px;">
<img style="float:left;" src="/v5/images/woman2.jpg">"I received customer assistance very quickly when I called. The ease and readability of the service is superb and I will recommend it to my friends."
<span><strong>--Michelle</strong></span>
</div>
<div class="quote" style="background-color:transparent;margin:0px;">
<img style="float:left;" src="/v5/images/bianca.jpg">"This service is awesome and its so easy to use"
<span><strong>--Bianca</strong></span>
</div>
<div class="quote" style="background-color:transparent;margin:0px;">
<img style="float:left;" src="/v5/images/kathy.jpg">
"They really cared about me and want me to get the help I need."
<span><strong>--Kathy</strong></span>
</div>
<div class="quote" style="background-color:transparent;margin:0px;">
<img style="float:left;" src="/v5/images/tommy.jpg">
"Well laid out program and easy to understand. Easy for an old man with little computer knowledge to follow."
<span><strong>--Tommy</strong></span>
</div>
<div class="quote" style="background-color:transparent;margin:0px;">
<img style="float:left;" src="/v5/images/elaine.jpg">
"It covers every situation that can happen to mankind. The info gives straight and forward options. Thank you for assisting me."
<span><strong>--Elaine</strong></span>
</div>
<div class="quote" style="background-color:transparent;margin:0px;">
<img style="float:left;" src="/v5/images/carrie.jpg">
"It is good to be able to get funding for extra money."
<span><strong>--Carrie</strong></span>
</div>
<div class="quote" style="background-color:transparent;margin:0px;">
<img style="float:left;" src="/v5/images/jai.jpg">
"If you need help with grant services this is a great site that can assist you in getting started"
<span><strong>--Jai</strong></span>
</div>
<div class="quote" style="background-color:transparent;margin:0px;">
<br/>
</div>
<h6 style="font-size:19px; color:#a41b00;">Funding News</h6>
<div class="blurb">
<p>"Federal Government provides 2 billion each year to help people pay their energy bills."</p>
<img src="/v5/images/log_msn.png" />
</div>
<div class="blurb">
<p>"Company Awards $150,000 in Business Grants"</p>
<img src="/v5/images/log_reuters.png" />
</div>
<div class="blurb">
<p>"25 People Revieve $500,000 'Genius' Fellowships"</p>
<img src="/v5/images/log_newyorktimes.png" />
</div>
<div class="blurb" style="border-bottom:2px solid #fff">
<p>"100,000 in Disability Grants Approved"</p>
<img src="/v5/images/log_yourhub.png" />
</div>
<br />
</div>
<div class="main">
<div class="main_">
<h1 style="color: #025291;">Funding for First Time Home Buyers</h1>
<h2 style="font-size:18px; margin-top: 0px;">Get Access to Funding Applications by Applying Today.</h2>
<img class="hero" src="/first-time-home-buyer/images/first-time-homebuyer.jpg">
<p>Do you own a home? Are you looking to become a homeowner? Are you tired of renting the basement of your grandmother’s home? Are you ready to settle down with your family in a home of your own? If you can answer “yes” to these questions, you most likely are in the market to buy your first home. Maybe you just don’t know where to start or how you can even afford it? Well don’t worry, we have done all the exploration needed on this topic and are here to help you!
</p>
<p>
The Federal government’s housing and urban development (HUD) site states “buying a home is the single most important financial decision”. With that being said, we want you to have 100% of the knowledge needed to do it correctly. How many times are you going to purchase your first home? Once, right? So the only chance you have of using first time home buyers programs is this time. Don’t take chances work with us. We can assist you and help you get on the right track to purchasing your first home. The HUD department helped 3.5 million homeowners in the form of loans, grants, subsidies and many other programs. You just need to find out how to qualify. These programs can significantly reduce down payment, lower monthly payments and even help you get 50% off your home.
</p>
<center><a href="#form"><img src="/images/apply_today.jpg" /></a></center>
<h2>What other type of funding is available?</h2>
<p>
You may consider a government backed loan; they have been helping individuals purchase their first home since 1934. How is it possible? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can suggest a better deal for you.
</p>
<p>
The U.S. Department of Housing and Urban Development (HUD) facilitates loans for first-time mortgages. Even though HUD doesn’t lend money directly to buyers to purchase a home, FHA approved lenders make loans though a number of FHA insurance programs. According to HUD, “for those who can meet certain eligibility requirements, some of the many benefits of FHA loans are:
</p>
<p>
<ul>
<li><strong>Lower cost:</strong> FHA loans have competitive interest rates because the Federal government insures the loans. Make sure to always compare an FHA loan with other types of loans.</li>
<li><strong>Easier to qualify for:</strong> Because FHA insures your mortgage; lenders may be more willing to give you loan terms that make it easier for you to qualify.</li>
<li><strong>Work with less than perfect credit:</strong> You do not need a perfect credit score to get an FHA mortgage. Even if you have had credit problems, such as a bankruptcy, it may be easier for you to qualify for an FHA loan than a conventional loan.</li>
<li><strong>Low down payments:</strong> FHA loans have a low 3.5 percent down payment. Money for your down payment can come from a family member, employer or charitable organization as a gift. Other loan programs do not allow this.”</li>
</ul>
</p>
<p>Of course your options are not just limited to FHA loans. There are many other Federal agencies that may sponsor your home buying in certain circumstances. For example, the U.S. Department of Agriculture, USDA, provides Rural Housing Loans to applicants whose prospective home is found in a qualified rural area and whose income does not exceed 60 percent of the area’s income. Another option might be a VA Home Loan; the U.S Department of Veterans affairs offers a percentage of home loans for eligible veterans, active duty service members, current Army Reserve and Army National Guard members, and even certain surviving spouses. These loans may also be refinanced.
</p>
<h2>How we can help you get started.</h2>
<p>We understand these options may not be suitable for your current situation, the good news is that we have done the research for you and are ready to help you on your way to becoming a homebuyer. We want to make buying your first home affordable; we also want it to be a successful and joyful experience for you and your family.
</p>
<br/>
<div style="display: block" id="form">
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<div class="clear_left"></div>
<div class="clear_left"></div>
<table cellpadding="1" cellspacing="0" class="questions">
<h2>USA Grant Funding Registration:</h2>
<tr>
<td>How much funding are you going to need?
<select name="app_amount_needed">
<option selected>Select...</option>
<option value="$500-$10,000" <?= ($_REQUEST['app_amount_needed']=='$500-$10,000') ? 'selected' : '';?>>$500 - $10,000</option>
<option value="$10,000 - $25,000" <?= ($_REQUEST['app_amount_needed']=='$10,000 - $25,000') ? 'selected' : '';?>>$10,000 - $25,000</option>
<option value="$25,000 - $50,000" <?= ($_REQUEST['app_amount_needed']=='$25,000 - $50,000') ? 'selected' : '';?>>$25,000 - $50,000</option>
<option value="$50,000 - $100,000" <?= ($_REQUEST['app_amount_needed']=='$50,000 - $100,000') ? 'selected' : '';?>>$50,000 - $100,000</option>
<option value="$100,000 or More" <?= ($_REQUEST['app_amount_needed']=='$100,000 or More') ? 'selected' : '';?>>$100,000 or More</option>
</select>
</td>
</tr>
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<div id="busStep2" class="sub_section">
<table cellpadding="2" cellspacing="0" class="questions">
<tr>
<td colspan="2">
Describe what you will use the funding for:
<textarea name="app_usedescription" cols="64" rows="6"><?= $_REQUEST['app_usedescription'];?></textarea>
</td>
</tr>
</table>
<table cellpadding="2" cellspacing="0" class="questions">
<tr>
<label style="display:inline-block; margin:15px 0px 0px 0px;">Gender<br />
<select name="app_gender">
<option selected>Select...</option>
<option value="M" <?= ($_REQUEST['app_gender']=='M') ? 'selected' : '';?>>Male</option>
<option value="F" <?= ($_REQUEST['app_gender']=='F') ? 'selected' : '';?>>Female</option>
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</label>
<label style="display:inline-block; margin:10px 0px 0px 0px;">Age<br />
<select name="app_age">
<option selected>Select...</option>
<option value="18-25" <?= ($_REQUEST['app_age']=='18-25') ? 'selected' : '';?>>18-25</option>
<option value="26-34" <?= ($_REQUEST['app_age']=='26-34') ? 'selected' : '';?>>26-34</option>
<option value="35-49" <?= ($_REQUEST['app_age']=='35-49') ? 'selected' : '';?>>35-49</option>
<option value="50-65" <?= ($_REQUEST['app_age']=='50-65') ? 'selected' : '';?>>50-65</option>
<option value="66-80" <?= ($_REQUEST['app_age']=='66-80') ? 'selected' : '';?>>66-80</option>
<option value="80+" <?= ($_REQUEST['app_age']=='80+') ? 'selected' : '';?>>80 +</option>
</select>
</label>
<label style="display:inline-block; margin:10px 0px 0px 0px;">Citizenship<br />
<select name="app_citizenship">
<option value="" <?= (isset($_REQUEST['app_citizenship']) && $_REQUEST['app_citizenship']=='') ? 'selected="selected"' : null;?>>Select</option>
<option value="citizen" <?= (isset($_REQUEST['app_citizenship']) && $_REQUEST['app_citizenship']=='citizen') ? 'selected="selected"' : null;?>>U.S. Citizen</option>
<option value="resident" <?= (isset($_REQUEST['app_citizenship']) && $_REQUEST['app_citizenship']=='resident') ? 'selected="selected"' : null;?>>Resident Alien</option>
<option value="greencard" <?= (isset($_REQUEST['app_citizenship']) && $_REQUEST['app_citizenship']=='greencard') ? 'selected="selected"' : null;?>>Green Card Holder</option>
<option value="permanent" <?= (isset($_REQUEST['app_citizenship']) && $_REQUEST['app_citizenship']=='permanent') ? 'selected="selected"' : null;?>>Permanent Resident</option>
<option value="unsure" <?= (isset($_REQUEST['app_citizenship']) && $_REQUEST['app_citizenship']=='unsure') ? 'selected="selected"' : null;?>>Not Sure</option>
</select>
</label>
</tr>
<tr>
<td colspan="2">
<p style="margin-top:25px;">What unique things would separate you from other applicants applying for this funding?<p>
<textarea name="app_uniqueness" cols="64" rows="6"><?= $_REQUEST['app_uniqueness'];?></textarea>
</td>
</tr>
</table>
<label style="display:inline-block;margin:5px 0px;">First Name<br />
<input type="text" name="cc_fname" value="<?= $_REQUEST['cc_fname'];?>">
</label>
<label style="display:inline-block;margin:5px 0px;">Last Name<br />
<input type="text" name="cc_lname" value="<?= $_REQUEST['cc_lname'];?>">
</label>
<br />
<label style="display:inline-block;margin:5px 0px;">Street Address<br />
<input type="text" name="cc_addr" value="<?= $_REQUEST['cc_addr'];?>">
</label>
<label style="display:inline-block;margin:5px 0px;">Zip<br />
<input type="tel" name="cc_zip" maxlength="5" id="id-cc-zip" onkeyup="checkZip($(this).val(),this);" value="<?= $_REQUEST['cc_zip'];?>">
</label>
<br />
<label style="display:inline-block;margin:5px 0px;">City<br />
<input type="text" name="cc_city" value="<?= $_REQUEST['cc_city'];?>">
</label>
<label style="display:inline-block;margin:5px 0px;">State<br />
<select name="cc_state">
<option value="" selected>Select...</option>
<option value="AK" <?= ($_REQUEST['cc_state']=='AK') ? 'selected' : '';?>>Alaska</option>
<option value="AL" <?= ($_REQUEST['cc_state']=='AL') ? 'selected' : '';?>>Alabama</option>
<option value="AR" <?= ($_REQUEST['cc_state']=='AR') ? 'selected' : '';?>>Arkansas</option>
<option value="AZ" <?= ($_REQUEST['cc_state']=='AZ') ? 'selected' : '';?>>Arizona</option>
<option value="CA" <?= ($_REQUEST['cc_state']=='CA') ? 'selected' : '';?>>California</option>
<option value="CO" <?= ($_REQUEST['cc_state']=='CO') ? 'selected' : '';?>>Colorado</option>
<option value="CT" <?= ($_REQUEST['cc_state']=='CT') ? 'selected' : '';?>>Connecticut</option>
<option value="DC" <?= ($_REQUEST['cc_state']=='DC') ? 'selected' : '';?>>District of Columbia</option>
<option value="DE" <?= ($_REQUEST['cc_state']=='DE') ? 'selected' : '';?>>Delaware</option>
<option value="FL" <?= ($_REQUEST['cc_state']=='FL') ? 'selected' : '';?>>Florida</option>
<option value="GA" <?= ($_REQUEST['cc_state']=='GA') ? 'selected' : '';?>>Georgia</option>
<option value="HI" <?= ($_REQUEST['cc_state']=='HI') ? 'selected' : '';?>>Hawaii</option>
<option value="IA" <?= ($_REQUEST['cc_state']=='IA') ? 'selected' : '';?>>Iowa</option>
<option value="ID" <?= ($_REQUEST['cc_state']=='ID') ? 'selected' : '';?>>Idaho</option>
<option value="IL" <?= ($_REQUEST['cc_state']=='IL') ? 'selected' : '';?>>Illinois</option>
<option value="IN" <?= ($_REQUEST['cc_state']=='IN') ? 'selected' : '';?>>Indiana</option>
<option value="KS" <?= ($_REQUEST['cc_state']=='KS') ? 'selected' : '';?>>Kansas</option>
<option value="KY" <?= ($_REQUEST['cc_state']=='KY') ? 'selected' : '';?>>Kentucky</option>
<option value="LA" <?= ($_REQUEST['cc_state']=='LA') ? 'selected' : '';?>>Louisiana</option>
<option value="MA" <?= ($_REQUEST['cc_state']=='MA') ? 'selected' : '';?>>Massachusetts</option>
<option value="MD" <?= ($_REQUEST['cc_state']=='MD') ? 'selected' : '';?>>Maryland</option>
<option value="ME" <?= ($_REQUEST['cc_state']=='ME') ? 'selected' : '';?>>Maine</option>
<option value="MI" <?= ($_REQUEST['cc_state']=='MI') ? 'selected' : '';?>>Michigan</option>
<option value="MN" <?= ($_REQUEST['cc_state']=='MN') ? 'selected' : '';?>>Minnesota</option>
<option value="MO" <?= ($_REQUEST['cc_state']=='MO') ? 'selected' : '';?>>Missouri</option>
<option value="MS" <?= ($_REQUEST['cc_state']=='MS') ? 'selected' : '';?>>Mississippi</option>
<option value="MT" <?= ($_REQUEST['cc_state']=='MT') ? 'selected' : '';?>>Montana</option>
<option value="NC" <?= ($_REQUEST['cc_state']=='NC') ? 'selected' : '';?>>North Carolina</option>
<option value="ND" <?= ($_REQUEST['cc_state']=='ND') ? 'selected' : '';?>>North Dakota</option>
<option value="NE" <?= ($_REQUEST['cc_state']=='NE') ? 'selected' : '';?>>Nebraska</option>
<option value="NH" <?= ($_REQUEST['cc_state']=='NH') ? 'selected' : '';?>>New Hampshire</option>
<option value="NJ" <?= ($_REQUEST['cc_state']=='NJ') ? 'selected' : '';?>>New Jersey</option>
<option value="NM" <?= ($_REQUEST['cc_state']=='NM') ? 'selected' : '';?>>New Mexico</option>
<option value="NV" <?= ($_REQUEST['cc_state']=='NV') ? 'selected' : '';?>>Nevada</option>
<option value="NY" <?= ($_REQUEST['cc_state']=='NY') ? 'selected' : '';?>>New York</option>
<option value="OH" <?= ($_REQUEST['cc_state']=='OH') ? 'selected' : '';?>>Ohio</option>
<option value="OK" <?= ($_REQUEST['cc_state']=='OK') ? 'selected' : '';?>>Oklahoma</option>
<option value="OR" <?= ($_REQUEST['cc_state']=='OR') ? 'selected' : '';?>>Oregon</option>
<option value="PA" <?= ($_REQUEST['cc_state']=='PA') ? 'selected' : '';?>>Pennsylvania</option>
<option value="PR" <?= ($_REQUEST['cc_state']=='PR') ? 'selected' : '';?>>Puerto Rico</option>
<option value="RI" <?= ($_REQUEST['cc_state']=='RI') ? 'selected' : '';?>>Rhode Island</option>
<option value="SC" <?= ($_REQUEST['cc_state']=='SC') ? 'selected' : '';?>>South Carolina</option>
<option value="SD" <?= ($_REQUEST['cc_state']=='SD') ? 'selected' : '';?>>South Dakota</option>
<option value="TN" <?= ($_REQUEST['cc_state']=='TN') ? 'selected' : '';?>>Tennessee</option>
<option value="TX" <?= ($_REQUEST['cc_state']=='TX') ? 'selected' : '';?>>Texas</option>
<option value="UT" <?= ($_REQUEST['cc_state']=='UT') ? 'selected' : '';?>>Utah</option>
<option value="VA" <?= ($_REQUEST['cc_state']=='VA') ? 'selected' : '';?>>Virginia</option>
<option value="VT" <?= ($_REQUEST['cc_state']=='VT') ? 'selected' : '';?>>Vermont</option>
<option value="WA" <?= ($_REQUEST['cc_state']=='WA') ? 'selected' : '';?>>Washington</option>
<option value="WI" <?= ($_REQUEST['cc_state']=='WI') ? 'selected' : '';?>>Wisconsin</option>
<option value="WV" <?= ($_REQUEST['cc_state']=='WV') ? 'selected' : '';?>>West Virginia</option>
<option value="WY" <?= ($_REQUEST['cc_state']=='WY') ? 'selected' : '';?>>Wyoming</option>
</select>
</label>
<label style="display:inline-block;margin:5px 0px;">Day Phone<br />
<input type="tel" name="phone_full" value="<?= $_REQUEST['phone_full'];?>" />
</label>
<label style="display:inline-block;margin:5px 0px;">Funding Category<br />
<select name="category_id">
<option value="6">1st Time Home Buyer</option>
</select>
</label>
<br />
<div style="padding: 10px;">
<p>What Email address would you like to use for your Username for your Online Funding Application Account? </p>
<p><input type="text" name="cc_email" size="30" placeholder="(ie. yourmail@hotmail.com)" value="<?= $_REQUEST['cc_email'];?>"></p>
<p><small><i>** Your email is safe. We hate spam as much as you do!!</i></small></p>
<p><small><i>** Your <u>Email</u> will be <u>your username</u> for the USA Grant Applications website. Please double check it to be sure it is accurate!</i></small></p>
<p><input type='checkbox' name="inform_me" value="1" checked /> Yes, I want to receive emails on New Funding Opportunities as well as New Tips!</p>
</div>
<br/>
<center><input type="submit" class="submit" value="SUBMIT" /></center>
<input type="hidden" name="tc" value="<?= $tc; ?>">
<input type="hidden" name="form_filled_out" value="<?= $_SERVER['REQUEST_URI'];?>" />
<?= $trackerformparams; ?>
</div>
<input type="hidden" name="form_version" value="v5" />
</form>
</div>
</div>
<h2>About Our Services:</h2>
<p>To provide you with the online knowledge of how to apply for this funding, combined with the support you need to successfully pursue your funding goals, we charge a small up-front fee. This fee is used to pay our funding writer to provide you with the most up-to-date information from the funding world. The fee is only $29.95, which is an extremely fair price to pay for the wealth of online resources, knowledge and application sources we will provide. With your small registration fee, you will receive instant access to our members-only application sources site.</p>
<p>Our membership fee comes with a GUARANTEE. If you do not qualify for funding for which you are eligible, your entire payment will be refunded to you immediately. Either you find funding that suits your situation, or you pay nothing! All you do is provide our support staff with the funding agency you applied to and the response you received, and your fee will be refunded immediately.</p>
<p>Don't read any further if you are not sincerely interested in securing funding for your business. We do not want to take your money if this is not something you are dedicated and passionate about doing. There is a lot of time and money put into researching these applications, and we want to be sure you are as serious about getting your possible share of this money, as we are about giving you this information. Remember, you must qualify for the different funding programs listed on this site in order for you to receive funding. Also, because we are not a funder, we cannot guarantee that you will qualify or receive funding!</p>
<p> The sad news is most people never apply for any kind of funding because they don't know how or who to apply to, not to mention they feel it is too hard. It may be easier than you think, but you will never know until you try, so what are you waiting for!? <strong>Sign up today.</strong></p>
<center><a href="#form"><img src="/images/apply_today.jpg" /></a></center>
<p style="font-size:8px">* To protect the identity of our clients some of the pictures may not actually represent the testimonial.</p>
</div>
</div>
<img src="https://www.surfcrm.com/lcapi/FormImpressionTracking.php?site=usaga&ip_address=<?= $_SERVER['REMOTE_ADDR'];?>&form_url=<?= urlencode($_SERVER['REQUEST_URI']);?>" />
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<a href="/login.php" class="loginBtn"><img src="/images/login.jpg" style="width:100px;" /></a>
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<a href="https://www.usagrantapplications.org">Home</a> | <a href="/v5/terms.php">Terms</a> | <a href="/v5/documentation.php">Documentation</a> | <a href="/v5/privacy.php">Privacy Policy</a> | <a href="/v5/contact.php">Contact (1-888-261-4837)</a> <div class="copy">© USA Grant Applications Copyright <?php echo date('Y');?></div>
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